993 Neighborly Ln, Ramona, CA 92065 Property Records

San Diego County property record for 993 Neighborly Ln, Ramona, CA 92065

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,318 sqft · built 1975
Lot Size0.6 acres (26,136 sqft)
OwnerCompany Name on File
Last Sale$385,000 (Sep 2003)
Tax Bill$5,620 (2025)
Deeds & MortgagesNov 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN281-560-15-00

Property Details

APN / Parcel Number

Primary APN281-560-15-00
Alternative APN
  • 2814854400

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,318 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Architectural StyleContemporary
Exterior MaterialWood Siding
Construction TypeFrame
Roof MaterialWood Shingle
Lot Area26,136 sqft (0.6 acres)
View / LotGood
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemRadiant
SewerSeptic
Water SourceCommercial

Location & Zoning

Old Parcel Number2814854400
Street Address993 NEIGHBORLY LN
CityRAMONA
StateCA
Zip92065-2926
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA70
Legal DescriptionPAR 3 TR PM02205
Legal Tract2205
Legal Block2
JurisdictionSAN DIEGO CA
Township / Civil DivisionRAMONA
Census Block Group2
Census Block2000
Census Tract20813

Owner

993 Neighborly Ln is owned by a company that acquired it in July 2012 and is owner-occupied.

Source: San Diego County records, as of July 28, 2026

Owner of RecordCompany Name on File
Mailing Address993 NEIGHBORLY LN, RAMONA, CA 92065-2926
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 10, 2003 · Amount on File
Deed SaleSep 10, 2003 · Amount on File
Prior SaleMay 8, 2000 · Amount on File
Deed Document Number20031111494
Last Transfer DateJul 25, 2012
Transfer Doc0000435550
Record UpdatedOct 29, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address993 NEIGHBORLY LN, RAMONA, CA 92065-2926
Transaction TypeMortgage
Record UpdatedJul 22, 2022
Title CompanyFIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

NameVerified Name
Address993 NEIGHBOTLY LANE, RAMONA, CA 92065-2926

Mortgage

Document Number0000717399
DateNov 16, 2020
Instrument2020-0717399
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
AddressPARSIPPANY, NJ 07054
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 993 Neighborly Ln was $5,620 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictRamona City Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$527,855 (+2%) Land $203,020 Building $324,835
2025$5,620.00 Homeowner's exemption$517,506 Land $199,040 Building $318,466
2023$5,203.00 (-2.07%) Homeowner's exemption$497,412 Land $191,312 Building $306,100
2022$5,313.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 993 Neighborly Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 993 Neighborly Ln is very high, ranking above 94% of the US, with a 2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskVery High
above 94% of the US · above 80% of California
Wildfire Likelihood2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRAMONA MUNICIPAL WD
serves 36,455 people · EPA ID CA3710019
Water SourcePurchased surface water from several systems
Last State InspectionOct 2022
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
San Diego Broadband
Fixed Wireless
500 / 100

May also be available: Verizon.

Nearby Properties on Neighborly Ln

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