993 Main St, Winchester, MA 01890 Property Records

Middlesex County and Winchester Town property record for 993 Main St, Winchester, MA 01890

Property Summary

Property Type	Duplex
Details	6 bd · 2.5 ba · 4,188 sqft · built 1840
Lot Size	0.339 acres (14,749 sqft)
Owner	2 Individual Names on File
Last Sale	$1,231,000 (Jul 2019)
Tax Bill	$16,794 (2026)
Deeds & Mortgages	Jun 2021 Refinance Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`WINC M:014 B:0144 L:0`

Property Details

APN / Parcel Number

Primary APN	`WINC M:014 B:0144 L:0`

Interior

Bedrooms	6 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Units	2 Units
Stories	2 Stories
Building Area	4,188 sqft Living Area
Gross Area	7,289 sqft
Basement Area	1,558 sqft
Unfinished Basement	1,558 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1840
Effective Year Built	Effective 1840
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,749 sqft (0.339 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	993 MAIN ST
City	WINCHESTER
State	MA
Zip	01890-1928
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RG
Legal Block	144
Jurisdiction	WINCHESTER MA
Township / Civil Division	WINCHESTER
Census Block Group	3
Census Block	3013
Census Tract	338200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Russell, Charles, House listed 1989 · 2 contributing resources · NRIS 89000617

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

993 Main St, a duplex, is owned and occupied by two individuals who bought it in July 2019.

Source: Middlesex County and Winchester Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	993 MAIN ST, WINCHESTER, MA 01890-1928
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CF BANK NA
Jul 31, 2019	Quit Claim Deed, Transfer · Stand-Alone First Mortgage INSTITUTION FOR SAVINGS NEWBURYPORT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2019 · Amount on File
Deed Sale	Jul 31, 2019 · Amount on File
Prior Sale	Oct 31, 2008 · Amount on File
Deed Document Number	2019111527
Deed Book / Page	73028 / 82
Prior Transfer Date	Jul 25, 2019
Prior Transfer Doc	73028-82
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHESTER MA
Property Address	993 MAIN ST, WINCHESTER, MA 01890-1928
Transaction Type	Mortgage
Record Updated	Nov 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	077962-301
Date	Jun 8, 2021
Book Page	77962/301
Instrument	129100

Lender

Name	CF BANK NA

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINCHESTER MA
Recording Date	Jul 31, 2019
Property Address	993 MAIN ST, WINCHESTER, MA 01890-1928
Document Number	73028-82
Book / Page	73028 / 82
Instrument Date	Jul 25, 2019
Instrument	111527
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	993 MAIN ST, WINCHESTER, MA 01890-1928

Mortgage

Document Number	111528
Date	Jul 31, 2019
Instrument	111528

Lender

Name	INSTITUTION FOR SAVINGS NEWBURYPORT
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 993 Main St was $16,794, up 4.3% from the year before.

Source: Middlesex County and Winchester Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Winchester Town
Unified School District	Winchester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$16,794.00 (+4.32%)	$1,515,700 (+4.41%) Land $726,500 Building $789,200	$1,267,762
2025	$16,099.00 (+0.46%)	$1,451,700 (+2.63%) Land $690,200 Building $761,500
2024	$16,026.00 (+1.14%)	$1,414,500 (+5.34%) Land $653,900 Building $760,600
2023	$15,845.00	$1,342,800 Land $599,400 Building $743,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 993 Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 28 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	113 units insured incl. 85 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 993 Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINCHESTER WATER DEPT serves 22,970 people · EPA ID MA3344000
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 504 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband.

Nearby Properties on Main St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures