993 James Ave, Saint Paul, MN 55102 Property Records

Ramsey County property record for 993 James Ave, Saint Paul, MN 55102

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,981 sqft · built 2021
Lot Size	0.117 acres (5,080 sqft)
Owner	2 Individual Names on File
Last Sale	$666,199 (Mar 2022)
Tax Bill	$10,048 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Jun 2020 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`11-28-23-23-0048`

Property Details

APN / Parcel Number

Primary APN	`11-28-23-23-0048`
Alternative APNs	`8474117` `529112`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,981 sqft Living Area
1st Floor Area	1,134 sqft
Basement Area	550 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Bi-Level
Exterior Material	Concrete
Construction Type	Concrete
Lot Area	5,080 sqft (0.117 acres)
Lot Dimensions	127 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	576 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	529112
Street Address	993 JAMES AVE
City	SAINT PAUL
State	MN
Zip	55102-3330
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MICHEL & ROBERTSONS ADDITION LOT 23 BLK 8
Legal Range	23
Legal Township	28
Legal Section	11
Legal Subdivision	MICHEL & ROBERTSONS ADDITION
Legal Block	8
Legal Lot Number	23
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	1
Census Block	1012
Census Tract	36700

Owner

993 James Ave is owned and occupied by two individuals who bought it in March 2022.

Source: Ramsey County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	993 JAMES AVE, SAINT PAUL, MN 55102-3330
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2022	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Jun 11, 2020	Warranty Deed, Transfer TITLE ONE
Dec 11, 2019	Grant Deed, Transfer TITLE ONE
Apr 16, 2019	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 10, 2022 · Amount on File
Deed Sale	Mar 10, 2022 · Amount on File
Prior Sale	Jun 11, 2020 · Amount on File
Deed Document Number	20222727194
Record Updated	Oct 29, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Mar 10, 2022
Property Address	993 JAMES AVE, SAINT PAUL, MN 55102-3330
Document Number	0T02727194
Instrument Date	Mar 4, 2022
Instrument	T02727194
Transaction Type	Transfer
Record Updated	Sep 13, 2022
Title Company	NETWORK TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,265.08
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	993 JAMES AVE, SAINT PAUL, MN 55102-3330

Mortgage

Document Number	0T02727195
Date	Mar 10, 2022
Instrument	T02727195

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Jun 11, 2020
Property Address	993 JAMES AVE, SAINT PAUL, MN 55102-3330
Document Number	0002667235
Instrument Date	May 29, 2020
Instrument	2667235
Transaction Type	Transfer
Record Updated	Jun 23, 2020
Title Company	TITLE ONE

Transaction

Amount	Amount on Record
Tax	$272.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	9607 WHISTLING VALLEY TRL LAKE ELMO MN 550424444, LAKE ELMO, MN 55042-4444

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RAMSEY MN
Recording Date	Dec 11, 2019
Property Address	993 JAMES AVE, SAINT PAUL, MN 55102-3330
Document Number	0002654716
Instrument Date	Nov 27, 2019
Instrument	2654716
Transaction Type	Transfer
Record Updated	Jan 16, 2020
Title Company	TITLE ONE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	250 SELBY AVE #32 ST PAUL MN 551024350, 32, ST PAUL, MN 55102-4350

April 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	RAMSEY MN
Recording Date	Apr 16, 2019
Property Address	993 JAMES AVE, SAINT PAUL, MN 55102-3330
Document Number	0002637104
Instrument Date	Apr 16, 2019
Instrument	2637104
Transaction Type	Foreclosure
Record Updated	Apr 24, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$77.16
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	4801 FREDERICA ST OWENSBORO KY 423017441, OWENSBORO, KY 42301-7441
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 993 James Ave was $10,048.

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$602,300 Land $40,000 Building $562,300	$602,300 Land $40,000 Building $562,300
2025	$10,048.00
2023	$8,414.00	$569,100 Land $40,000 Building $529,100	$569,100 Land $40,000 Building $529,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 993 James Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 993 James Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 573 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, T-Mobile, Verizon.

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