Frederick County property record for 993 Heather Ridge Dr, #5E, Frederick, MD 21702
| Property Type | Condominium |
|---|---|
| Details | built 1981 |
| Owner | Individual Name on File |
| Last Sale | $120,500 (Jul 2021) |
| Tax Bill | $2,513 (2025) |
| Deeds & Mortgages | Aug 2017 Line of Credit Apr 2017 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-124734 |
| Primary APN | 02-124734 |
|---|---|
| Alternative APNs |
|
| Units | 14 Units |
|---|
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Condo/Apartment |
| Sewer | Municipal |
|---|
| Account Number | 124734 |
|---|---|
| Street Address | 993 HEATHER RIDGE DR, 5E |
| City | FREDERICK |
| State | MD |
| Zip | 21702-1425 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | R20 |
| Legal Description | BUILDING 5 UNIT E W/S HEATHER RIDGE DR AMBERTOWNE CONDO |
| Legal Subdivision | AMBERTOWNE CONDO |
| Legal Lot Number | 5E |
| Legal Unit | E W-S |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 2, FREDERICK |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 750702 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Individually Listed | Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
993 Heather Ridge Dr, #5E is owned by an individual who bought it in July 2021.
Source: Frederick County records, as of August 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 993 HEATHER RIDGE DR, E, FREDERICK, MD 21702-1426 |
| Owner Type | Individual |
| Vesting | Sole Owner |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 18, 2017 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Apr 6, 2017 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Jul 21, 2021 | Deed, Transfer · Conventional Mortgage GEORGE MASON MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 21, 2021 · Amount on File |
| Deed Sale | Jul 21, 2021 · Amount on File |
| Prior Sale | Oct 20, 2008 · Amount on File |
| Deed Book / Page | 15109 / 55 |
| Transfer Doc | 0051760513 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 993 HEATHER RIDGE DR # 5E, 5E, FREDERICK, MD 21702-1425 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0119860112 |
|---|---|
| Date | Aug 18, 2017 |
| Book Page | 11986/0112 |
| Instrument | 11986-0112 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OSHKOSH, WI 54902 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jul 17, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 993 HEATHER RIDGE DR # 5E, 5E, FREDERICK, MD 21702-1425 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0117530480 |
|---|---|
| Date | Apr 6, 2017 |
| Book Page | 11753/0480 |
| Instrument | 11753-0480 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OSHKOSH, WI 54902 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Mar 15, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Jul 21, 2021 |
| Property Address | 993 HEATHER RIDGE DR # 5E, 5E, FREDERICK, MD 21702-1425 |
| Document Number | 0151090055 |
| Book / Page | 15109 / 55 |
| Map Reference | MB 23 PG 163-169 |
| Instrument Date | Jun 30, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Title Company | REGIS TITLE LLC, RGS TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $602.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 720 TRAIL AVE, 720, FREDERICK, MD 21701-4521 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 993 HEATHER RIDGE DR UNIT E, E, FREDERICK, MD 21702-1426 |
| Document Number | 1510961 |
|---|---|
| Date | Jul 21, 2021 |
| Instrument | 15109/61 |
| Name | GEORGE MASON MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2051 |
The 2025 property tax bill for 993 Heather Ridge Dr, #5E was $2,513, up 12.1% from the year before.
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Frederick City |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $150,000 (+11.11%) | $180,000 (+33.33%) Land $55,000 Building $125,000 | |
| 2025 | $2,513.00 (+12.09%) | $135,000 Land $45,000 Building $90,000 | $135,000 Land $45,000 Building $90,000 |
| 2024 | $2,242.00 (+16.53%) | ||
| 2023 | $1,924.00 | $104,333 | $135,000 Land $45,000 Building $90,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 993 Heather Ridge Dr, #5E in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 993 Heather Ridge Dr, #5E has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2019–2021) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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