993 Hansard Ct, Galt, CA 95632 Property Records

Sacramento County property record for 993 Hansard Ct, Galt, CA 95632

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,286 sqft · built 1991
Lot Size0.132 acres (5,760 sqft)
Owner2 Individual Names on Record
Tax Bill$4,118 (2025)
Deeds & MortgagesDec 2024 Construction Loan
Apr 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN150-0520-059-0000

Property Details

APN / Parcel Number

Primary APN150-0520-059-0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,286 sqft Living Area
1st Floor Area1,286 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Architectural StyleL-Shape
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof MaterialOther
Lot Area5,760 sqft (0.132 acres)
Garage Area413 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address993 HANSARD CT
CityGALT
StateCA
Zip95632-3053
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionRIVER OAKS 01B, LOT 59
Legal SubdivisionRIVER OAKS 01B
Legal Lot Number59
JurisdictionSACRAMENTO CA
Township / Civil DivisionGALT
Census Block Group1
Census Block1000
Census Tract9410

Owner

Source: Sacramento County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address993 HANSARD CT, GALT, CA 95632-3053
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Dec 5, 2024Deed of Trust, Mortgage · Construction Mortgage
DISCOVER BANK
Apr 30, 2021Intrafamily Transfer, Transfer · FHA Mortgage
HOMETOWN LENDERS INC
Jul 19, 2019Deed of Trust, Mortgage · FHA Mortgage
MOUNTAIN WEST FIN'L
Nov 30, 2018Grant Deed, Transfer
MOUNTAIN WEST FIN'L

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 30, 2021
Deed SaleApr 30, 2021
Prior SaleNov 30, 2018 · Amount on Record
Deed Document Number2021
Deed Book / Page20210430 / 796
Prior Transfer DateApr 23, 2021
Prior Transfer Doc2021000796
Record UpdatedOct 29, 2026

December 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address993 HANSARD CT, GALT, CA 95632-3053
Transaction TypeMortgage
Record UpdatedMay 15, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address993 HANSARD CT, GALT, CA 95632-3053

Mortgage

Document Number0000000381
DateDec 5, 2024
Instrument202412050381
Lender
NameDISCOVER BANK
TypeBank
AddressGREENWOOD, DE 19950
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term119 Months
DueNov 22, 2034

April 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSACRAMENTO CA
Recording DateApr 30, 2021
Property Address993 HANSARD CT, GALT, CA 95632-3053
Document Number0000000796
Map ReferenceMB 208 PG 8
Instrument DateApr 23, 2021
Instrument202104300796
Transaction TypeTransfer
Record UpdatedMay 15, 2026
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address993 HANSARD CT, GALT, CA 95632-3053

Mortgage

Document Number0000000797
DateApr 30, 2021
Instrument202104300797
Lender
NameHOMETOWN LENDERS INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2051

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address993 HANSARD CT, GALT, CA 95632-3053
Document Number1907250944
Instrument DateJul 19, 2019
Transaction TypeMortgage
Record UpdatedAug 9, 2019
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address993 HANSARD CT GALT CA 956323053, GALT, CA 95632-3053

Mortgage

Document Number1907250944
DateJul 25, 2019
Instrument1907250944
Lender
NameMOUNTAIN WEST FIN'L
TypeFunding / Finance Company
AddressREDLANDS, CA 92374
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 24, 2049

November 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSACRAMENTO CA
Recording DateNov 30, 2018
Property Address993 HANSARD CT, GALT, CA 95632-3053
Document Number1811301982
Instrument DateNov 28, 2018
Instrument1811301982
Transaction TypeTransfer
Record UpdatedDec 14, 2018
Title CompanyNORTH AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$352.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address993 HANSARD CT GALT CA 956323053, GALT, CA 95632-3053

Mortgage

Document Number1811301983
DateNov 30, 2018
Instrument1811301983
Lender
NameMOUNTAIN WEST FIN'L
TypeFunding / Finance Company
AddressREDLANDS, CA 92374
Agreement
AmountAmount Recorded
Term360 Months
DueNov 29, 2048

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySacramento County
MunicipalityGalt City
Elementary School DistrictGalt Joint Union Elementary School District (KG - 08)
Secondary School DistrictGalt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$364,100 (+2%) Land $102,402 Building $261,698
2025$4,118.00 (+4.44%) Homeowner's exemption$356,962 (+4.04%) Land $100,395 Building $256,567
2024$3,943.00 (+1.7%)
2023$3,877.00 (-10.44%) Homeowner's exemption$343,103 Land $96,498 Building $246,605
2022$4,329.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF GALT
serves 26,536 people · EPA ID CA3410011
Water SourceGroundwater
Last State InspectionJan 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 507 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
unWired Broadband
Fixed Wireless
400 / 50
Softcom Internet Communications
Fixed Wireless
400 / 50
DigitalPath
Fixed Wireless
200 / 20
Cal.net
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: GeoLinks, Verizon.

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