993 Gibraltar Rd, Key Largo, FL 33037 Property Records

Monroe County property record for 993 Gibraltar Rd, Key Largo, FL 33037

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.121 acres (5,293 sqft)
Owner	Individual Name on Record
Tax Bill	$2,790 (2024)
Flood Zone	Zone AE (high risk)
APN	`00545620-000100`

Property Details

APN / Parcel Number

Primary APN	`00545620-000100`
Alternative APN	`9104885`

Exterior

Lot Area	5,293 sqft (0.121 acres)

Location & Zoning

Account Number	9104885
Street Address	993 GIBRALTAR RD
City	KEY LARGO
State	FL
Zip	33037
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	LT 12 BK 8 BAHIA MAR EST PB4-79 KEY LARGO OR381-690 OR650-84 OR725-791-792 OR768-1960 OR922-2298 OR1070-504 OR1113-2217/18
Legal Subdivision	WINSTON PARK
Legal Block	8
Legal Lot Number	12
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	2
Census Block	2008
Census Tract	970400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	717 SHARON PL, KEY LARGO, FL 33037-4529
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 11, 2025
Deed Sale	Jun 11, 2025
Deed Document Number	2504139
Deed Book / Page	3330 / 1152
Record Updated	Jun 8, 2026

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$190,306 (+6.44%) Land $187,160 Building $3,146	$190,306 (+6.44%) Land $187,160 Building $3,146
2024	$2,790.00 (+3.95%)
2023	$2,684.00 (+7.7%)	$178,789 (+28.95%) Land $176,363 Building $2,426	$178,789 (+28.95%) Land $176,363 Building $2,426
2022	$2,492.00	$138,654 Land $136,228 Building $2,426	$138,654 Land $136,228 Building $2,426

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 245 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	245 in force
Nearby Flood Claims	161 (1992–2023)
Claims Outside the SFHA	6 of 161
Most Recent Claim	Nov 2023 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 91 claims Hurricane Irene, Oct 1999 · 31 claims Hurricane Georges, Sep 1998 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20