993 Gapter Rd, Boulder, CO 80303 Property Records

Boulder County property record for 993 Gapter Rd, Boulder, CO 80303

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 5,067 sqft · built 1998
Lot Size	0.868 acres (37,821 sqft)
Owner	2 Company Names on Record
Last Sale	$1,925,000 (Oct 2018)
Tax Bill	$18,064 (2025)
Deeds & Mortgages	Nov 2022 Transfer Oct 2021 Transfer + 8 more
Flood Zone	Zone AE (high risk)
APN	`1463-34-4-10-005`

Property Details

APN / Parcel Number

Primary APN	`1463-34-4-10-005`
Alternative APNs	`R0035320` `0035320`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Total Rooms	11 Rooms
Stories	1 Story
Building Area	5,067 sqft Living Area
Gross Area	7,589 sqft
1st Floor Area	2,751 sqft
Upper Floors Area	2,316 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2008
Exterior Material	Composition/Composite
Construction Type	Frame
Roof Material	Asphalt
Lot Area	37,821 sqft (0.868 acres)
Garage Type	Attached
Garage Area	2,522 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	137 sqft
Deck Area	990 sqft
Patio Area	687 sqft
Shed	1 Shed
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	R0035320
Street Address	993 GAPTER RD
City	BOULDER
State	CO
Zip	80303-2922
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 16 GAPTER
Legal Range	70
Legal Township	1N
Legal Section	34
Legal Subdivision	GAPTER - BOV
Legal Block	2
Legal Lot Number	16
Jurisdiction	BOULDER CO
Township / Civil Division	BOULDER
Census Block Group	2
Census Block	2032
Census Tract	12710

Owner

Source: Boulder County records, as of September 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	993 GAPTER RD, BOULDER, CO 80303-2922
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2022	Intrafamily Transfer, Transfer
Oct 7, 2021	Intrafamily Transfer, Transfer LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY
May 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage HIGHLANDS RESIDENTIAL MORTGAGE LTD
Dec 20, 2019	Deed of Trust, Mortgage ELEVATIONS CU
Apr 12, 2019	Deed of Trust, Mortgage ELEVATIONS CU
Apr 23, 2019	Quit Claim Deed, Transfer ELEVATIONS CU
Jan 14, 2019	Grant Deed, Transfer
Oct 18, 2018	Deed of Trust, Mortgage ELEVATIONS CU
Oct 4, 2018	Grant Deed, Transfer GUARDIAN TITLE COMPANY, GUARDIAN TITLE CO.
Jul 2, 2018	Warranty Deed, Transfer KAREN BERNARDI

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 4, 2018 · Amount on Record
Deed Sale	Oct 4, 2018 · Amount on Record
Prior Sale	Jul 2, 2018 · Amount on Record
Deed Document Number	20183679543
Last Transfer Date	Apr 12, 2019
Transfer Doc	0003708532
Record Updated	Oct 29, 2026

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BOULDER CO
Recording Date	Nov 21, 2022
Property Address	993 GAPTER RD, BOULDER, CO 80303-2922
Document Number	0003989511
Instrument Date	Nov 18, 2022
Instrument	3989511
Transaction Type	Transfer
Record Updated	Nov 29, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	993 GAPTER RD, BOULDER, CO 80303-2922

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BOULDER CO
Recording Date	Oct 7, 2021
Property Address	993 GAPTER RD, BOULDER, CO 80303-2922
Document Number	0003919361
Instrument Date	Oct 6, 2021
Instrument	3919361
Transaction Type	Transfer
Record Updated	Oct 27, 2021
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	993 GAPTER RD, BOULDER, CO 80303-2922

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOULDER CO
Property Address	993 GAPTER RD, BOULDER, CO 80303-2922
Transaction Type	Mortgage
Record Updated	May 26, 2021
Title Company	CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003883491
Date	May 10, 2021
Instrument	3883491

Lender

Name	HIGHLANDS RESIDENTIAL MORTGAGE LTD
Type	Mortgage Company
Address	DALLAS, TX 75243

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOULDER CO
Property Address	993 GAPTER RD, BOULDER, CO 80303-2922
Document Number	0003757120
Instrument Date	Dec 20, 2019
Transaction Type	Mortgage
Record Updated	Jan 10, 2020
Title Company	LAND TITLE GUARANTEE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	993 GAPTER RD BOULDER CO 803032922, BOULDER, CO 80303-2922

Mortgage

Document Number	0003757120
Date	Dec 26, 2019
Instrument	3757120

Lender

Name	ELEVATIONS CU
Address	PO BOX 9004, BOULDER, CO 80301-9004

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 25, 2049

Interest

Rate Type	Adjustable Rate
Rate	3%

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOULDER CO
Property Address	993 GAPTER RD, BOULDER, CO 80303-2922
Document Number	0003711265
Instrument Date	Apr 12, 2019
Transaction Type	Mortgage
Record Updated	May 16, 2019
Title Company	GUARDIAN TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	993 GAPTER RD BOULDER CO 803032922, BOULDER, CO 80303-2922

Mortgage

Document Number	0003711265
Date	May 8, 2019
Instrument	3711265

Lender

Name	ELEVATIONS CU
Address	PO BOX 9004, BOULDER, CO 80301-9004

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 7, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.5%

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BOULDER CO
Recording Date	Apr 23, 2019
Property Address	993 GAPTER RD, BOULDER, CO 80303-2922
Document Number	0003708532
Instrument Date	Apr 12, 2019
Instrument	3708532
Transaction Type	Transfer
Record Updated	Jan 10, 2020
Title Company	GUARDIAN TITLE AGENCY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	993 GAPTER RD BOULDER CO 803032922, BOULDER, CO 80303-2922

Mortgage

Document Number	3708534
Date	Apr 23, 2019
Instrument	3708534

Lender

Name	ELEVATIONS CU
Address	PO BOX 9004, BOULDER, CO 80301-9004

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 22, 2049

Interest

Rate Type	Adjustable Rate

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BOULDER CO
Recording Date	Jan 14, 2019
Property Address	993 GAPTER RD, BOULDER, CO 80303-2922
Document Number	0003693855
Instrument Date	Jan 11, 2019
Instrument	3693855
Transaction Type	Transfer
Record Updated	Jan 24, 2019

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1623 CENTRAL AVE #204 CHEYENNE WY 820014531, 204, CHEYENNE, WY 82001-4531

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOULDER CO
Property Address	993 GAPTER RD, BOULDER, CO 80303-2922
Document Number	0003682773
Instrument Date	Oct 18, 2018
Transaction Type	Mortgage
Record Updated	Nov 2, 2018
Title Company	GUARDIAN TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	993 GAPTER RD BOULDER CO 803032922, BOULDER, CO 80303-2922

Mortgage

Document Number	0003682773
Date	Oct 25, 2018
Instrument	3682773

Lender

Name	ELEVATIONS CU
Address	1 ENVIRONMENTAL WAY, BROOMFIELD, CO 80021-3415

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 24, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.37%

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BOULDER CO
Recording Date	Oct 4, 2018
Property Address	993 GAPTER RD, BOULDER, CO 80303-2922
Document Number	0003679543
Instrument Date	Sep 27, 2018
Instrument	3679543
Transaction Type	Transfer
Record Updated	Jan 16, 2019
Title Company	GUARDIAN TITLE COMPANY, GUARDIAN TITLE CO.

Transaction

Amount	Amount Recorded
Tax	$192.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	735 MAPLETON AVE BOULDER CO 803043991, BOULDER, CO 80304-3991

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOULDER CO
Recording Date	Jul 2, 2018
Property Address	993 GAPTER RD, BOULDER, CO 80303-2922
Document Number	0003663647
Instrument Date	Jun 28, 2018
Instrument	3663647
Transaction Type	Transfer
Record Updated	Jul 11, 2018
Title Company	GUARDIAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$192.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3265 LAFAYETTE DR BOULDER CO 803057114, BOULDER, CO 80305-7114

Mortgage

Document Number	3663649
Date	Jul 2, 2018
Instrument	3663649

Lender

Name	KAREN BERNARDI
Address	2700 CANYON BLVD # 201, BOULDER, CO 80302-6705

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Boulder County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Boulder County
Municipality	Boulder City
Unified School District	Boulder Valley School District RE-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$201,362 (+6.29%) Land $66,960 Building $134,402	$3,031,200 (-) Land $1,054,700 Building $1,976,500
2025	$18,064.00 (+8.93%)	$189,451 (-3.2%) Land $65,919 Building $123,532	$3,031,200 (+3.77%) Land $1,054,700 Building $1,976,500
2023	$16,583.00 (+14.56%)	$195,721 (+25.56%) Land $50,632 Building $145,089	$2,921,200 (+30.24%) Land $755,700 Building $2,165,500
2022	$14,476.00	$155,884 Land $42,152 Building $113,732	$2,242,940 Land $606,500 Building $1,636,440

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 97 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	103 units insured incl. 6 condo units
Nearby Flood Claims	91 (1980–2022)
Claims Outside the SFHA	24 of 91
Most Recent Claim	Jul 2022 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Sep 2013 · 76 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 82% of Colorado
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BOULDER serves 166,080 people · EPA ID CO0107152
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ayva Networks Fixed Wireless	2,500 / 2,500
Xfinity Cable	2,000 / 250
LiveWireNet Fixed Wireless	250 / 100

May also be available: Verizon.

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