McLennan County property record for 9928 Desperado, Waco, TX 76708
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,238 sqft · built 2014 |
| Lot Size | 0.156 acres (6,802 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $306,500 (Sep 2021) |
| Tax Bill | $4,738 (2025) |
| Deeds & Mortgages | Sep 2023 Mortgage Sep 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-090912-001042-0 |
| Primary APN | 18-090912-001042-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,238 sqft Living Area |
| Gross Area | 2,658 sqft |
| 1st Floor Area | 2,238 sqft |
| Flooring | Carpet |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 6,802 sqft (0.156 acres) |
| Lot Dimensions | 120 ft deep x 57 ft wide |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 650 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 136 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 9928 DESPERADO |
|---|---|
| City | WACO |
| State | TX |
| Zip | 76708-6111 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WILLOW BEND PART V LOT 42 BLOCK 10 ACRES .1562 |
| Legal Subdivision | WILLOW BEND PART V |
| Legal Block | 10 |
| Legal Lot Number | 42 |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | WACO |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 4105 |
Source: McLennan County records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 9928 DESPERADO, WACO, TX 76708-6111 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 27, 2023 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Sep 15, 2021 | Vendor's Lien, Transfer · FHA Mortgage SWBC MORTGAGE CORP |
| Jul 3, 2017 | Vendor's Lien, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 15, 2021 · Amount on Record |
| Deed Sale | Sep 15, 2021 · Amount on Record |
| Prior Sale | Jul 3, 2017 · Amount on Record |
| Deed Document Number | 202137515 |
| Prior Transfer Date | Jun 29, 2017 |
| Prior Transfer Doc | 0000021442 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 9928 DESPERADO, WACO, TX 76708-6174 |
| Transaction Type | Mortgage |
| Record Updated | Oct 9, 2023 |
| Name | Verified Name |
|---|---|
| Address | 9928 DESPERADO, WACO, TX 76708-6174 |
| Document Number | 0000030499 |
|---|---|
| Date | Sep 27, 2023 |
| Instrument | 2023030499 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | Oct 1, 2063 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Sep 15, 2021 |
| Property Address | 9928 DESPERADO, WACO, TX 76708-6174 |
| Document Number | 0000037515 |
| Map Reference | DOC 2012024675 |
| Instrument Date | Sep 15, 2021 |
| Instrument | 2021037515 |
| Transaction Type | Transfer |
| Record Updated | Sep 23, 2021 |
| Title Company | INDEPENDENCE TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9928 DESPERADO, WACO, TX 76708-6174 |
| Document Number | 0000037516 |
|---|---|
| Date | Sep 15, 2021 |
| Instrument | 2021037516 |
| Name | SWBC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Jul 3, 2017 |
| Property Address | 9928 DESPERADO, WACO, TX 76708-6174 |
| Document Number | 0000021442 |
| Map Reference | FILE2012024675 |
| Instrument Date | Jun 29, 2017 |
| Instrument | 2017021442 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 9928 DESPERADO, WACO, TX 76708-6174 |
| Document Number | 0000021443 |
|---|---|
| Date | Jul 3, 2017 |
| Instrument | 2017021443 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2047 |
Source: McLennan County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Municipality | Waco City |
| Unified School District | China Spring Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $327,373 (+6.95%) Land $32,514 Building $294,859 | $327,373 (+6.95%) Land $32,514 Building $294,859 | |
| 2025 | $4,738.00 (-19.75%) Homeowner's exemption | $306,110 (-9.03%) Land $29,520 Building $276,590 | $306,110 (-9.03%) Land $29,520 Building $276,590 |
| 2024 | $5,904.00 (+1.65%) | ||
| 2023 | $336,480 Land $29,520 Building $306,960 | $336,480 Land $29,520 Building $306,960 | |
| 2022 | $5,808.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 54% of the US · lower than 68% of Texas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WACO serves 146,241 people · EPA ID TX1550008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Astound Broadband Cable | 1,500 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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