Howard County property record for 9926 Cypress Way, Laurel, MD 20723
| Property Type | Townhouse |
|---|---|
| Details | 3 ba · 1,771 sqft · built 2017 |
| Lot Size | 0.043 acres (1,870 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $637,000 (Jul 2026) |
| Tax Bill | $7,642 (2026) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Jul 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-596201 |
| Primary APN | 06-596201 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 1,771 sqft Total Area |
| Basement Area | 660 sqft |
| Finished Basement | 660 sqft |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Townhouse |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 1,870 sqft (0.043 acres) |
| Garage Type | Basement |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 180 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 596201 |
|---|---|
| Street Address | 9926 CYPRESS WAY |
| City | LAUREL |
| State | MD |
| Zip | 20723-6021 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R-ED |
| Legal Description | LOT 145 1,870 SQ' 9926 CYPRESS WAY WINCOPIA FARMS |
| Legal Subdivision | WINCOPIA FARMS |
| Legal Lot Number | 145 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 606807 |
9926 Cypress Way, a townhouse, is owned and occupied by two individuals who bought it in July 2026.
Source: Howard County records, as of September 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9926 CYPRESS WAY, LAUREL, MD 20723-6021 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 31, 2026 | Deed, Transfer · Conventional Mortgage ATLANTIC COAST MORTGAGE |
| Jul 10, 2020 | Deed of Trust, Mortgage · VA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Apr 3, 2019 | Loan Modification, Mortgage CARRINGTON MTG SVCS |
| Feb 13, 2018 | Special Warranty Deed, Subdivision Related Transfer · VA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 31, 2026 · Amount on File |
| Deed Sale | Jul 31, 2026 · Amount on File |
| Prior Sale | Feb 13, 2018 · Amount on File |
| Deed Book / Page | 23345 / 406 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Jul 31, 2026 |
| Property Address | 9926 CYPRESS WAY, LAUREL, MD 20723-6021 |
| Document Number | 2334000406 |
| Book / Page | 23345 / 406 |
| Instrument Date | Jul 6, 2026 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2026 |
| Title Company | KVS TITLE LLC, KVS TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $643,370.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 9926 CYPRESS WAY, LAUREL, MD 20723-6021 |
| Document Number | 2334000414, |
|---|---|
| Date | Jul 31, 2026 |
| Book Page | 23345/414 |
| Name | ATLANTIC COAST MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.47% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 9926 CYPRESS WAY, LAUREL, MD 20723-6021 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Title Company | VYLLA TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0195230232 |
|---|---|
| Date | Jul 10, 2020 |
| Book Page | 19523/232 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92806 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 321 Months |
| Due | Apr 1, 2047 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 9926 CYPRESS WAY, LAUREL, MD 20723-6021 |
| Document Number | 0186250385 |
| Instrument Date | Apr 3, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 30, 2019 |
| Title Company | LOSS MITIGATION TITLE SERVICES, LOSS MITIGATION TITLE SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 9926 CYPRESS WAY LAUREL MD 207236021, LAUREL, MD 20723-6021 |
| Document Number | 0186250385 |
|---|---|
| Date | Apr 16, 2019 |
| Book Page | 018625/000385 |
| Name | CARRINGTON MTG SVCS |
|---|---|
| Address | ANAHEIM, CA 92806 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Apr 15, 2049 |
| Rate | 4.5% |
|---|
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Feb 13, 2018 |
| Property Address | 9926 CYPRESS WAY, LAUREL, MD 20723-6021 |
| Document Number | 0180500254 |
| Book / Page | 18050 / 254 |
| Map Reference | PL22738 |
| Instrument Date | Feb 9, 2018 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | PGP TITLE OF FL INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9302 LEE HWY # 1000, 9302, FAIRFAX, VA 22031-1214 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 9926 CYPRESS WAY, LAUREL, MD 20723-6021 |
| Document Number | 0018050258 |
|---|---|
| Date | Feb 13, 2018 |
| Instrument | 18050/258 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2048 |
The 2026 property tax bill for 9926 Cypress Way was $7,642 with a homeowner's exemption, down 3.7% from the year before.
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,642.00 (-3.68%) Homeowner's exemption | $598,267 (+6.19%) | $668,000 (+18.57%) Land $250,000 Building $418,000 |
| 2025 | $7,934.00 Homeowner's exemption | $563,400 Land $230,000 Building $333,400 | $563,400 Land $230,000 Building $333,400 |
| 2023 | $484,867 | $563,400 Land $230,000 Building $333,400 | |
| 2022 | $5,017.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 9926 Cypress Way in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9926 Cypress Way is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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