9926 Co Rd 138, Saint Cloud, MN 56301 Property Records

Stearns County property record for 9926 Co Rd 138, Saint Cloud, MN 56301

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,554 sqft · built 1993
Lot Size	6.52 acres (284,146 sqft)
Owner	2 Individual Names on Record
Last Sale	$21,000 (May 1993)
Tax Bill	$4,462 (2026)
Deeds & Mortgages	Jul 2026 Mortgage
Flood Zone	Zone AE (high risk)
APN	`31-21187-0050`

Property Details

APN / Parcel Number

Primary APN	`31-21187-0050`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Stories	1 Story
Building Area	1,554 sqft Living Area
Gross Area	2,082 sqft
1st Floor Area	1,494 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1995
Architectural Style	Ranch
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	284,146 sqft (6.52 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	9926 COUNTY ROAD 138
City	SAINT CLOUD
State	MN
Zip	56301-9496
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 001 BLK 001 BLOOMQUIST ADD SECTION 34 TOWNSHIP 124 RANGE 029 SECTION 34 TOWNSHIP 124 RANGE 029
Legal Range	29W
Legal Township	124
Legal Section	34
Legal Subdivision	BLOOMQUIST ADD
Legal Block	1
Legal Lot Number	1
Jurisdiction	STEARNS MN
Township / Civil Division	ST. JOSEPH
Census Block Group	2
Census Block	2002
Census Tract	11306

Owner

Source: Stearns County records, as of April 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9926 COUNTY ROAD 138, SAINT CLOUD, MN 56301-9496
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 21, 1993 · Amount on Record
Deed Sale	May 21, 1993 · Amount on Record
Prior Sale	Apr 1, 1993 · Amount on Record
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEARNS MN
Recording Date	Jul 16, 2026
Property Address	9926 COUNTY ROAD 138, SAINT CLOUD, MN 56301-9496
Document Number	0001717234
Instrument Date	Jun 26, 2026
Instrument	20261717234
Transaction Type	Mortgage
Record Updated	Jul 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001717234,
Date	Jul 16, 2026
Instrument	20261717234

Lender

Name	AFFINITY PLUS FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jun 20, 2036

Interest

Rate Type	Fixed Rate
Rate	6.53%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of November 6, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
County Subdivision	St. Joseph Township
Unified School District	Rocori Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,462.00 (+9.58%)
2025		$495,900 (+7.52%) Land $142,300 Building $353,600	$495,900 (+7.52%) Land $142,300 Building $353,600
2023	$4,072.00	$461,200 Land $156,000 Building $305,200	$461,200 Land $156,000 Building $305,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 57% of Minnesota
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Albany Mutual Telephone Association Fiber	10,000 / 10,000
Verizon Fixed Wireless	300 / 20
Midco Fixed Wireless · Cable in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20