9924 Studer Ln, Whitehouse, OH 43571 Property Records

Lucas County property record for 9924 Studer Ln, Whitehouse, OH 43571

Property Summary

Property Type	Duplex
Details	3 bd · 2 ba · 1,745 sqft · built 2017
Lot Size	0.186 acres (8,111 sqft)
Owner	Individual Name on Record
Last Sale	$385,000 (May 2026)
Tax Bill	$5,421 (2024)
Deeds & Mortgages	Apr 2025 Line of Credit May 2026 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`98-40665`

Property Details

APN / Parcel Number

Primary APN	`98-40665`
Alternative APN	`47063039`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,745 sqft Living Area
Gross Area	2,229 sqft
1st Floor Area	1,745 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Duplex Single
Exterior Material	Brick
Lot Area	8,111 sqft (0.186 acres)
Lot Width	60 ft Width
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	9924 STUDER LN
City	WHITEHOUSE
State	OH
Zip	43571-9056
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	23-R2
Legal Description	WESLEY FARMS PLAT ONE LOT 39
Legal Subdivision	WESLEY FARMS PLAT ONE
Legal Tract	89.01
Legal Lot Number	39
Jurisdiction	LUCAS OH
Township / Civil Division	WATERVILLE
Census Block Group	2
Census Block	2009
Census Tract	8903

Owner

Source: Lucas County records, as of June 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	9924 STUDER LN, WHITEHOUSE, OH 43571-9056
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2025	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
May 6, 2026	Warranty Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Nov 4, 2022	Survivorship Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 23, 2021	Warranty Deed, Transfer · FHA Mortgage NEWREZ LLC
Jan 24, 2020	Survivorship Deed, Transfer · FHA Mortgage ARK-LA-TEX FINANCE SERVICES LLC
Mar 1, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Jun 28, 2017	Grant Deed, Transfer · Conventional with PMI NORTHERN OH INV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 6, 2026 · Amount on Record
Deed Sale	May 6, 2026 · Amount on Record
Prior Sale	Nov 4, 2022 · Amount on Record
Deed Document Number	202617552
Prior Transfer Date	Feb 15, 2018
Prior Transfer Doc	0000008177
Record Updated	Sep 20, 2026

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	9924 STUDER LN, WHITEHOUSE, OH 43571-9056
Transaction Type	Mortgage
Record Updated	Jun 1, 2026
Title Company	THIRD CAPITAL TITLE NEO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9924 STUDER LN, WHITEHOUSE, OH 43571-9056

Mortgage

Document Number	0000010561
Date	Apr 2, 2025
Instrument	202504020010561

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	117 Months
Due	Jan 1, 2035

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUCAS OH
Recording Date	May 6, 2026
Property Address	9924 STUDER LN, WHITEHOUSE, OH 43571-9056
Document Number	0000017552
Instrument Date	Apr 30, 2026
Instrument	2026.17552
Transaction Type	Transfer
Record Updated	May 19, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$155,540.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	9924 STUDER LN, WHITEHOUSE, OH 43571-9056

Mortgage

Document Number	0000017553,
Date	May 6, 2026
Instrument	2026.17553

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

November 2022: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	LUCAS OH
Recording Date	Nov 4, 2022
Property Address	9924 STUDER LN, WHITEHOUSE, OH 43571-9056
Document Number	0000048030
Map Reference	DOC 20050511-0032911
Instrument Date	Oct 28, 2022
Instrument	202211040048030
Transaction Type	Transfer
Record Updated	Nov 18, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	9924 STUDER LN, WHITEHOUSE, OH 43571-9056

Mortgage

Document Number	0000048031
Date	Nov 4, 2022
Instrument	202211040048031

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Nov 1, 2042

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUCAS OH
Recording Date	Mar 23, 2021
Property Address	9924 STUDER LN, WHITEHOUSE, OH 43571-9056
Document Number	0000014508
Map Reference	DOC 20050615-0042671
Instrument Date	Mar 12, 2021
Instrument	202103230014508
Transaction Type	Transfer
Record Updated	Sep 22, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	9924 STUDER LN, WHITEHOUSE, OH 43571-9056

Mortgage

Document Number	0000014509
Date	Mar 23, 2021
Instrument	202103230014509

Lender

Name	NEWREZ LLC
Type	Non-Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

January 2020: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	LUCAS OH
Recording Date	Jan 24, 2020
Property Address	9924 STUDER LN, WHITEHOUSE, OH 43571-9056
Document Number	0000003479
Map Reference	DOC 20050615-0042671
Instrument Date	Jan 20, 2020
Instrument	202001240003479
Transaction Type	Transfer
Record Updated	Sep 22, 2021
Title Company	LOUISVILLE TTL AGCY FOR NW O

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	9924 STUDER LN, WHITEHOUSE, OH 43571-9056

Mortgage

Document Number	0000003480
Date	Jan 24, 2020
Instrument	202001240003480

Lender

Name	ARK-LA-TEX FINANCE SERVICES LLC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

March 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LUCAS OH
Recording Date	Mar 1, 2018
Property Address	9924 STUDER LN, WHITEHOUSE, OH 43571-9056
Document Number	0000008177
Map Reference	DOC20050615-0042671
Instrument Date	Feb 15, 2018
Instrument	201803010008177
Transaction Type	Transfer
Record Updated	Sep 22, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9924 STUDER LN, WHITEHOUSE, OH 43571-9056

Mortgage

Document Number	0000008178
Date	Mar 1, 2018
Instrument	201803010008178

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2033

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LUCAS OH
Recording Date	Jun 28, 2017
Property Address	9924 STUDER LN, WHITEHOUSE, OH 43571-9056
Document Number	0000027050
Instrument Date	Jun 26, 2017
Instrument	27050
Transaction Type	Transfer
Record Updated	Sep 7, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,070.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9924 STUDER LN WHITEHOUSE OH 435719056, WHITEHOUSE, OH 43571-9056

Mortgage

Document Number	27051
Date	Jun 28, 2017
Instrument	27051

Lender

Name	NORTHERN OH INV
Type	MERS
Address	SYLVANIA, OH 43560

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Jun 27, 2032

Tax Assessment & Valuation

Source: Lucas County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lucas County
County Subdivision	Waterville Township
Municipality	Whitehouse Village
Unified School District	Anthony Wayne Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$112,280 (-) Land $16,555 Building $95,725	$320,800 (-) Land $47,300 Building $273,500
2024	$5,421.00 (+8.83%)	$112,280 (+22.54%) Land $16,555 Building $95,725	$320,800 (+22.54%) Land $47,300 Building $273,500
2023	$4,981.00 (-0.95%)	$91,630 (-) Land $12,460 Building $79,170
2022	$5,029.00 Homeowner's exemption	$91,630 Land $12,460 Building $79,170
2021			$261,800 Land $35,600 Building $226,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHITEHOUSE VILLAGE serves 5,200 people · EPA ID OH4801612
Water Source	Purchased surface water from CITY OF TOLEDO
Last State Inspection	Oct 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Fiber	10,000 / 10,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Amplex Wireless, MetaLINK Technologies.

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