9920 Towne Rd, Carmel, IN 46032 Property Records

Hamilton County property record for 9920 Towne Rd, Carmel, IN 46032

Property Summary

Property Type	Single Family Home
Details	3 bd · 9 ba · 17,464 sqft · built 1997
Lot Size	13.6 acres (592,852 sqft)
Owner	Trust Name on Record
Last Sale	$3,000,000 (Sep 2018)
Tax Bill	$45,101 (2024)
Deeds & Mortgages	Sep 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-13-08-000-007.003-018`

Property Details

APN / Parcel Number

Primary APN	`29-13-08-000-007.003-018`
Alternative APNs	`291308000007003034` `1713080000007003`

Interior

Bedrooms	3 Beds
Full Baths	9 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	31 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	17,464 sqft Living Area
1st Floor Area	21,501 sqft
2nd Floor Area	14,520 sqft
Attic	Attic
Attic Area	2,978 sqft
Basement Area	4,645 sqft
Finished Basement	4,645 sqft
Game Room	Game Room
Fireplaces	4 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Architectural Style	Other
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	592,852 sqft (13.6 acres)
Terrain	Rolling
Garage Type	Mixed
Garage Area	1,914 sqft
Parking Spaces	7 Parking Spaces
Pool Area	1,200 sqft
Tennis Court	Tennis Court
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1713080000007003
Old Parcel Number	291308000007003034
Street Address	9920 TOWNE RD
City	CARMEL
State	IN
Zip	46032-8512
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE 13.61, SECTION 8, TOWNSHIP 17, RANGE 3
Legal Range	03
Legal Township	17
Legal Section	08
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2031
Census Tract	111103

Owner

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Co-owner	Co-owner on Record
Mailing Address	9920 TOWNE RD, CARMEL, IN 46032-8512
Occupancy	Owner Occupied
Owner Type	Individual, Secondary Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 26, 2018 · Amount on Record
Deed Sale	Sep 26, 2018 · Amount on Record
Prior Sale	Feb 3, 2017
Deed Document Number	2018044920
Record Updated	Jun 8, 2026

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Sep 26, 2018
Property Address	9920 TOWNE RD, CARMEL, IN 46032-8512
Document Number	2018044920
Instrument Date	Sep 20, 2018
Instrument	2018044920
Transaction Type	Transfer
Record Updated	Oct 22, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	9920 TOWNE RD, CARMEL, IN 46032-8512

Mortgage

Document Number	2018044921
Date	Sep 26, 2018
Instrument	2018044921

Lender

Name	UBS BANK USA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Oct 1, 2023
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.75%
Index	1-Year LIBOR
Max Rate	8.75%

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$3,569,400 (+2.17%) Land $894,900 Building $2,674,500	$3,569,400 (+2.17%) Land $894,900 Building $2,674,500
2024	$45,101.00 (+0.15%)
2023	$45,032.00 (+0.69%) Homeowner's exemption	$3,493,600 (+9.68%) Land $894,900 Building $2,598,700	$3,493,600 (+9.68%) Land $894,900 Building $2,598,700
2022	$44,722.00 Homeowner's exemption	$3,185,400 Land $894,900 Building $2,290,500	$3,185,400 Land $894,900 Building $2,290,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Xfinity.

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