9920 Post Oak Rd, Spotsylvania, VA 22551 Property Records

Spotsylvania County property record for 9920 Post Oak Rd, Spotsylvania, VA 22551

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,892 sqft · built 2000
Lot Size	5.31 acres (231,304 sqft)
Owner	2 Individual Names on Record
Last Sale	$775,000 (Jun 2025)
Tax Bill	$4,833 (2026)
Deeds & Mortgages	Oct 2023 Line of Credit Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`45-9-7`

Property Details

APN / Parcel Number

Primary APN	`45-9-7`
Alternative APN	`045-9-7`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,892 sqft Finished Area
Basement Area	1,886 sqft
Unfinished Basement	1,700 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	231,304 sqft (5.31 acres)
Garage Type	Attached
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	366 sqft
Deck Area	288 sqft
Patio Area	484 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	9920 POST OAK RD
City	SPOTSYLVANIA
State	VA
Zip	22551-3354
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A3 - AGRIC
Legal Description	TA WOODS RUN LOT 7
Legal Subdivision	TA WOODS RUN
Legal Lot Number	7
Jurisdiction	SPOTSYLVANIA VA
Township / Civil Division	LIVINGSTON
Census Block Group	3
Census Block	3015
Census Tract	20406

Owner

Source: Spotsylvania County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9920 POST OAK RD, SPOTSYLVANIA, VA 22551-3354
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2023	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Mar 25, 2020	Deed of Trust, Mortgage · FHA Mortgage PARAMOUNT RESID'L MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 20, 2025 · Amount on Record
Deed Sale	Jun 20, 2025 · Amount on Record
Prior Sale	May 1, 2002 · Amount on Record
Deed Document Number	20258762
Record Updated	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOTSYLVANIA VA
Property Address	9920 POST OAK RD, SPOTSYLVANIA, VA 22551-3354
Transaction Type	Mortgage
Record Updated	Nov 1, 2023
Title Company	DATA SEARCH INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0230013953
Date	Oct 18, 2023
Instrument	230013953

Lender

Name	TRUIST BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOTSYLVANIA VA
Property Address	9920 POST OAK RD, SPOTSYLVANIA, VA 22551-3354
Document Number	202000006317
Instrument Date	Mar 25, 2020
Transaction Type	Mortgage
Record Updated	Apr 21, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9920 POST OAK RD SPOTSYLVANIA VA 225513354, SPOTSYLVANIA, VA 22551-3354

Mortgage

Document Number	202000006317
Date	Mar 30, 2020
Instrument	6317

Lender

Name	PARAMOUNT RESID'L MTG
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 29, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Spotsylvania County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Spotsylvania County
Unified School District	Spotsylvania County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,833.00 (+27.22%)	$655,500 (+33.12%) Land $123,800 Building $531,700
2025			$655,500 (+33.12%) Land $123,800 Building $531,700
2023	$3,799.00	$492,400 Land $95,200 Building $397,200	$492,400 Land $95,200 Building $397,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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