9920 Phillips Rd, Lafayette, CO 80026 Property Records

Boulder County property record for 9920 Phillips Rd, Lafayette, CO 80026

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,875 sqft · built 1976
Lot Size	4.64 acres (202,133 sqft)
Owner	2 Individual Names on Record
Last Sale	$632,000 (Nov 2012)
Tax Bill	$9,704 (2025)
Deeds & Mortgages	May 2020 Mortgage Mar 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`1465-09-4-03-010`

Property Details

APN / Parcel Number

Primary APN	`1465-09-4-03-010`
Alternative APN	`R0037036`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	1 Story
Building Area	3,875 sqft Living Area
Gross Area	5,135 sqft
1st Floor Area	2,438 sqft
Basement Area	1,891 sqft
Finished Basement	1,437 sqft
Unfinished Basement	454 sqft
Interior Walls	Paneling

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1990
Architectural Style	Ranch
Exterior Material	Brick Veneer
Construction Type	Frame
Roof Material	Asphalt
Lot Area	202,133 sqft
Garage Type	Attached
Garage Area	806 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Porch
Deck Area	364 sqft
Shed	1 Shed
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	R0037036
Street Address	9920 PHILLIPS RD
City	LAFAYETTE
State	CO
Zip	80026-9734
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	LOT 10 BLK 3 GRANJA ESTE MINERAL RIGHTS OWNED BY JOHN A & BETTY N BRIDGES 1998361 11/9/99
Legal Range	69
Legal Township	1N
Legal Section	09
Legal Subdivision	GRANJA ESTE - ERV
Legal Block	3
Legal Lot Number	10
Jurisdiction	BOULDER CO
Township / Civil Division	LAFAYETTE-LOUISVILLE
Census Block Group	3
Census Block	3015
Census Tract	12802

Owner

Source: Boulder County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9920 PHILLIPS RD, LAFAYETTE, CO 80026-9734
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE
Mar 27, 2019	Deed of Trust, Mortgage · Line of Credit VECTRA BK CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 2, 2012 · Amount on Record
Deed Sale	Nov 2, 2012 · Amount on Record
Prior Sale	Nov 9, 1999 · Amount on Record
Deed Document Number	20123264478
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOULDER CO
Property Address	9920 PHILLIPS RD, LAFAYETTE, CO 80026-9734
Document Number	0003784128
Instrument Date	May 5, 2020
Transaction Type	Mortgage
Record Updated	Jun 26, 2020
Title Company	RAVENSWOOD TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9920 PHILLIPS RD LAFAYETTE CO 800269734, LAFAYETTE, CO 80026-9734

Mortgage

Document Number	0003784128
Date	May 14, 2020
Instrument	3784128

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 13, 2035

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOULDER CO
Property Address	9920 PHILLIPS RD, LAFAYETTE, CO 80026-9734
Document Number	0003707753
Instrument Date	Mar 27, 2019
Transaction Type	Mortgage
Record Updated	Apr 25, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9920 PHILLIPS RD LAFAYETTE CO 800269734, LAFAYETTE, CO 80026-9734

Mortgage

Document Number	0003707753
Date	Apr 18, 2019
Instrument	3707753

Lender

Name	VECTRA BK CO
Address	LONGMONT, CO 80501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 17, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Boulder County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Boulder County
Unified School District	Boulder Valley School District RE-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$104,135 (+4.04%) Land $46,192 Building $57,943	$1,601,400 (-) Land $749,300 Building $852,100
2025	$9,704.00 (+10.95%)	$100,087 (-3.13%) Land $46,831 Building $53,256	$1,601,400 (+3.85%) Land $749,300 Building $852,100
2023	$8,746.00 (+20.02%)	$103,321 (+33.83%) Land $29,105 Building $74,216	$1,542,100 (+38.82%) Land $434,400 Building $1,107,700
2022	$7,287.00	$77,205 Land $25,833 Building $51,372	$1,110,860 Land $371,700 Building $739,160

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	1 (2013)
Most Recent Claim	Sep 2013 · Severe Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 56% of Colorado
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEFT HAND WD serves 20,280 people · EPA ID CO0107471
Water Source	Surface water
Last State Inspection	Jun 2022
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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