9920 Perch Tree Ln, Toano, VA 23168 Property Records

James City County property record for 9920 Perch Tree Ln, Toano, VA 23168

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 3,238 sqft · built 2007
Lot Size	0.419 acres (18,295 sqft)
Owner	Individual Name on File
Last Sale	$549,000 (May 2021)
Tax Bill	$4,375 (2023)
Deeds & Mortgages	May 2021 Sale & Mortgage Jun 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`05-1 14-0-0043`

Property Details

APN / Parcel Number

Primary APN	`05-1 14-0-0043`
Alternative APN	`27476`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,238 sqft Living Area
Gross Area	3,696 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	18,295 sqft (0.419 acres)
Garage Type	Attached
Garage Area	458 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	165 sqft
Deck Area	328 sqft
Patio Area	246 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	27476
Street Address	9920 PERCH TREE LN
City	TOANO
State	VA
Zip	23168-9642
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUDR PLANNED UNIT DEVELOP
Legal Description	L-43 S-5A LISBURN STONEHOUSE
Legal Subdivision	STONEHOUSE
Legal Lot Number	43
Jurisdiction	JAMES CITY VA
Township / Civil Division	STONEHOUSE
Census Block Group	1
Census Block	1001
Census Tract	80404

Owner

9920 Perch Tree Ln is owned and occupied by an individual who bought it in May 2021.

Source: James City County records, as of October 13, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	9920 PERCH TREE LN, TOANO, VA 23168-9642
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 21, 2021	Warranty Deed, Transfer · VA Mortgage NBKC BANK
Jun 23, 2017	Deed of Trust, Mortgage · Line of Credit OLD PT NAT'L BK/PHOEBUS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 21, 2021 · Amount on File
Deed Sale	May 21, 2021 · Amount on File
Prior Sale	Jul 29, 2011 · Amount on File
Deed Document Number	210010498
Record Updated	Jun 8, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JAMES CITY VA
Recording Date	May 21, 2021
Property Address	9920 PERCH TREE LN, TOANO, VA 23168-9642
Document Number	210010498
Instrument Date	May 19, 2021
Instrument	210010498
Transaction Type	Transfer
Record Updated	Jun 9, 2021
Title Company	LYTLE TITLE & ESCROW LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9920 PERCH TREE LN, TOANO, VA 23168-9642

Mortgage

Document Number	210010499
Date	May 21, 2021
Instrument	210010499

Lender

Name	NBKC BANK

Agreement

Type	VA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	9920 PERCH TREE LN, TOANO, VA 23168-9642
Document Number	0000013769
Instrument Date	Jun 23, 2017
Transaction Type	Mortgage
Record Updated	Jul 26, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013769
Date	Jul 7, 2017
Instrument	13769

Lender

Name	OLD PT NAT'L BK/PHOEBUS
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: James City County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	James City County
Unified School District	James City County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$585,300 Land $82,700 Building $502,600	$585,300 Land $82,700 Building $502,600
2023	$4,375.00	$527,200 Land $78,800 Building $448,400	$527,200 Land $78,800 Building $448,400
2022	$4,375.00
2019	$3,650.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9920 Perch Tree Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9920 Perch Tree Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JCSA - CENTRAL SYSTEM serves 57,726 people · EPA ID VA3095490
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100

Cell Coverage

4G LTE only, no 5G reported

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