Howard County property record for 9920 Naylor Ave, Laurel, MD 20723
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 2,112 sqft · built 1987 |
| Lot Size | 0.172 acres (7,500 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $165,500 (Oct 2017) |
| Tax Bill | $7,555 (2026) |
| Deeds & Mortgages | Jun 2018 Mortgage Apr 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-508111 |
| Primary APN | 06-508111 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,112 sqft Total Area |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 7,500 sqft (0.172 acres) |
| Deck Area | 112 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 508111 |
|---|---|
| Street Address | 9920 NAYLOR AVE |
| City | LAUREL |
| State | MD |
| Zip | 20723-1724 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSC |
| Legal Description | LOT 203 9920 NAYLOR AVE HIGH RIDGE PARK |
| Legal Subdivision | HIGH RIDGE PARK |
| Legal Lot Number | 203 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 606906 |
9920 Naylor Ave is owned and occupied by two individuals who bought it in October 2017.
Source: Howard County records, as of September 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9920 NAYLOR AVE, LAUREL, MD 20723-1724 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 1, 2018 | Deed of Trust, Mortgage · Conventional Mortgage TOWNEBANK MORTGAGE |
| Apr 30, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC |
| Oct 17, 2018 | Quit Claim Deed, Transfer TITLE NATION LLC |
| Oct 11, 2017 | Grant Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 11, 2017 · Amount on File |
| Deed Sale | Oct 11, 2017 · Amount on File |
| Prior Sale | May 28, 2015 · Amount on File |
| Deed Document Number | 2017856-278 |
| Prior Transfer Date | Mar 2, 2015 |
| Prior Transfer Doc | 0162190411 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 9920 NAYLOR AVE, LAUREL, MD 20723-1724 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | HERITAGE TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0182010308 |
|---|---|
| Date | Jun 1, 2018 |
| Book Page | 18201/308 |
| Name | TOWNEBANK MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | VIRGINIA BEACH, VA 23451 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2048 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Apr 30, 2021 |
| Property Address | 9920 NAYLOR AVE, LAUREL, MD 20723-1724 |
| Document Number | 0205010369 |
| Book / Page | 20501 / 369 |
| Map Reference | LB HBN 111 FO 597 |
| Instrument Date | Apr 13, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jun 2, 2021 |
| Title Company | MASTERS TITLE AND ESCROW, MASTERS TITLE & ESCROW |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 9920 NAYLOR AVE, LAUREL, MD 20723-1724 |
| Document Number | 20501375 |
|---|---|
| Date | Apr 30, 2021 |
| Instrument | 20501/375 |
| Name | AMERICAN FINANCIAL NETWORK INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Oct 17, 2018 |
| Property Address | 9920 NAYLOR AVE, LAUREL, MD 20723-1724 |
| Document Number | 0184140389 |
| Book / Page | 018414 / 000389 |
| Instrument Date | Sep 19, 2018 |
| Transaction Type | Transfer |
| Record Updated | Nov 1, 2018 |
| Title Company | TITLE NATION LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9920 NAYLOR AVE LAUREL MD 207231724, LAUREL, MD 20723-1724 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Oct 11, 2017 |
| Property Address | 9920 NAYLOR AVE, LAUREL, MD 20723-1724 |
| Document Number | 0178560278 |
| Book / Page | 017856 / 000278 |
| Instrument Date | Mar 13, 2017 |
| Transaction Type | Transfer |
| Record Updated | Oct 17, 2017 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Amount | Amount on Record |
|---|---|
| Tax | $165.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 9381 ALL SAINTS RD LAUREL MD 207231703, LAUREL, MD 20723-1703 |
The 2026 property tax bill for 9920 Naylor Ave was $7,555, up 7.7% from the year before.
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,555.00 (+7.67%) | $488,867 (+7.87%) | $560,200 (+23.61%) Land $261,200 Building $299,000 |
| 2025 | $7,017.00 (+5.47%) | $453,200 Land $166,200 Building $287,000 | $453,200 Land $166,200 Building $287,000 |
| 2024 | $6,653.00 | ||
| 2023 | $402,600 | $453,200 Land $166,200 Building $287,000 | |
| 2022 | $4,248.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 9920 Naylor Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2003.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2003–2012) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 9920 Naylor Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 516 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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