Oneida County and Marcy Town property record for 9920 Morgan Rd, Marcy, NY 13403
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,214 sqft · built 2004 |
| Lot Size | 11.7 acres (511,830 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $430,000 (Aug 2026) |
| Tax Bill | $5,784 (2026) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Feb 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 304400 278.000-2-18.2 |
| Primary APN | 304400 278.000-2-18.2 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,214 sqft Living Area |
| 1st Floor Area | 1,214 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 511,830 sqft (11.7 acres) |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 364 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 9920 MORGAN RD |
|---|---|
| City | MARCY |
| State | NY |
| Zip | 13403-2540 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 2 |
| Legal Lot Number | 18.00 |
| Jurisdiction | ONEIDA NY |
| Township / Civil Division | MARCY |
| Census Block Group | 4 |
| Census Block | 4010 |
| Census Tract | 26200 |
Source: Oneida County and Marcy Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 72 MAPLEWOOD AVE, ALBANY, NY 12203-2927 |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| Aug 20, 2026 | Warranty Deed, Transfer · Conventional Mortgage PRIME LENDING |
| Feb 11, 2022 | Deed of Trust, Mortgage · Line of Credit FIRST SOURCE FEDERAL CREDIT UNION |
| Jan 28, 2017 | Deed of Trust, Mortgage · Line of Credit FIRST SOURCE FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 20, 2026 · Amount on Record |
| Deed Sale | Aug 20, 2026 · Amount on Record |
| Prior Sale | Sep 1, 2005 · Amount on Record |
| Deed Document Number | 202611029 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONEIDA NY |
| Recording Date | Aug 20, 2026 |
| Property Address | 9920 MORGAN RD, MARCY, NY 13403-2540 |
| Document Number | 0000011029 |
| Instrument Date | Aug 13, 2026 |
| Instrument | 202611029 |
| Transaction Type | Transfer |
| Record Updated | Sep 9, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 72 MAPLEWOOD AVE, ALBANY, NY 12203-2927 |
| Date | Aug 20, 2026 |
|---|
| Name | PRIME LENDING |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONEIDA NY |
| Property Address | 9920 MORGAN RD, MARCY, NY 13403-2540 |
| Transaction Type | Mortgage |
| Record Updated | Feb 27, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000002394 |
|---|---|
| Date | Feb 11, 2022 |
| Instrument | 2022-002394 |
| Name | FIRST SOURCE FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Mar 1, 2042 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONEIDA NY |
| Property Address | 9920 MORGAN RD, MARCY, NY 13403-2540 |
| Document Number | 0000001813 |
| Instrument Date | Jan 28, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 14, 2017 |
| Name | Verified Name |
|---|---|
| Address | 9920 MORGAN RD MARCY NY 134032540, MARCY, NY 13403-2540 |
| Document Number | 0000001813 |
|---|---|
| Date | Feb 1, 2017 |
| Instrument | 1813 |
| Name | FIRST SOURCE FCU |
|---|---|
| Type | Credit Union |
| Address | NEW HARTFORD, NY 13413 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 31, 2032 |
| Rate Type | Adjustable Rate |
|---|
Source: Oneida County and Marcy Town assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oneida County |
| County Subdivision | Marcy Town |
| Unified School District | Whitesboro Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,784.00 (+0.66%) | ||
| 2025 | $5,746.00 (+286.68%) | $130,600 (-) Land $35,000 Building $95,600 | $283,913 (+17.39%) Land $76,087 Building $207,826 |
| 2023 | $130,600 (-) Land $35,000 Building $95,600 | $241,852 (+14.81%) Land $64,815 Building $177,037 | |
| 2022 | $1,486.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $130,600 Land $35,000 Building $95,600 | $210,645 Land $56,452 Building $154,193 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 26, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MVWA - MOHAWK VALLEY WATER AUTHORITY serves 126,250 people · EPA ID NY3202411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2024 |
| Lead | 9 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Dec 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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