9920 Moore Rd, Lakeland, FL 33809 Property Records

Polk County property record for 9920 Moore Rd, Lakeland, FL 33809

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 4,118 sqft · built 2019
Lot Size	9.97 acres (434,528 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,000,000 (Jun 2017)
Tax Bill	$6,982 (2025)
Deeds & Mortgages	Jul 2026 Sale Apr 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`24-26-32-000000-012050`

Property Details

APN / Parcel Number

Primary APN	`24-26-32-000000-012050`
Alternative APNs	`322624000000012050` `22624000`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	4,118 sqft Living Area
Gross Area	4,950 sqft
1st Floor Area	2,745 sqft
Upper Floors Area	1,373 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	434,528 sqft
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	832 sqft

Exterior Amenities

Pool Type	Enclosed Pool
Porch	Finished/Open Porch
Porch Area	1,749 sqft
Lean-To	1,200 sqft

Location & Zoning

Street Address	9920 MOORE RD
City	LAKELAND
State	FL
Zip	33809-9603
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC
Legal Description	W 1208.65 FT OF S 306 FT OF N 2292 FT OF E1/2 OF SEC & S 25 FT OF N 2317 FT OF E1/2 OF SEC LESS E 40 FT FOR RD R/W
Legal Range	24E
Legal Township	26S
Legal Section	32
Legal Subdivision	ALAMEDA HEIGHTS
Legal Tract	000000
Legal Block	2
Jurisdiction	POLK FL
Township / Civil Division	LAKELAND
Census Block Group	2
Census Block	2011
Census Tract	12307

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9920 MOORE RD, LAKELAND, FL 33809-9603
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Apr 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage MIDFLORIDA CU
May 10, 2019	Loan Modification, Mortgage MIDFLORIDA CU
May 3, 2018	Deed of Trust, Mortgage MIDFLORIDA CU ISAOA
Jun 13, 2017	Warranty Deed, Transfer INNOVATIVE TITLE COMPANY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 13, 2017 · Amount on Record
Deed Sale	Jun 13, 2017 · Amount on Record
Prior Sale	Sep 13, 1995 · Amount on Record
Deed Document Number	2017112150
Deed Book / Page	10174 / 993
Last Transfer Date	Jul 8, 2026
Transfer Doc	0000167001
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jul 14, 2026
Property Address	9920 MOORE RD, LAKELAND, FL 33809-9603
Document Number	0000167001
Book / Page	14074 / 755
Instrument Date	Jul 8, 2026
Instrument	2026167001
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$70.70
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	9920 MOORE RD, LAKELAND, FL 33809-9603

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	9920 MOORE RD, LAKELAND, FL 33809-9603
Transaction Type	Mortgage
Record Updated	May 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9920 MOORE RD, LAKELAND, FL 33809-9603

Mortgage

Document Number	0000101771
Date	Apr 21, 2021
Book Page	11679/36
Instrument	2021101771

Lender

Name	MIDFLORIDA CU
Type	Credit Union
Address	LAKELAND, FL 33802

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2036

May 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	POLK FL
Property Address	9920 MOORE RD, LAKELAND, FL 33809-9603
Document Number	0108661390
Instrument Date	May 10, 2019
Transaction Type	Mortgage
Record Updated	Jun 21, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9920 MOORE RD LAKELAND FL 33809, LAKELAND, FL 33809

Mortgage

Document Number	0108661390
Date	Jun 6, 2019
Book Page	010866/001390
Instrument	117299

Lender

Name	MIDFLORIDA CU
Address	LAKELAND, FL 33803

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Jun 5, 2039

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	9920 MOORE RD, LAKELAND, FL 33809-9603
Document Number	0104771968
Instrument Date	May 3, 2018
Transaction Type	Mortgage
Record Updated	May 23, 2018
Title Company	UNITED TITLE GROUP/LAKELAND LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	709 OLD POLK CITY RD LAKE ALFRED FL 338507400, LAKE ALFRED, FL 33850-7400

Mortgage

Document Number	0104771968
Date	May 8, 2018
Book Page	010477/001968
Instrument	97871

Lender

Name	MIDFLORIDA CU ISAOA
Type	Credit Union
Address	LAKELAND, FL 33802-8008

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 7, 2048

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jun 13, 2017
Property Address	9920 MOORE RD, LAKELAND, FL 33809-9603
Document Number	0101740993
Book / Page	010174 / 000993
Instrument Date	Jun 8, 2017
Instrument	112150
Transaction Type	Transfer
Record Updated	Jul 3, 2017
Title Company	INNOVATIVE TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Tax	$700.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	709 OLD POLK CITY RD LAKE ALFRED FL 338507400, LAKE ALFRED, FL 33850-7400

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$595,909 (+2.7%)	$911,199 (+8.93%) Land $102,988 Building $808,211
2025	$6,982.00 (-2.53%) Homeowner's exemption	$580,242 (+6.35%)	$836,535 (-10.99%) Land $102,988 Building $733,547
2023	$7,163.00 (+2.24%) Homeowner's exemption	$545,579 (+3%)	$939,789 (+23.42%) Land $98,988 Building $840,801
2022	$7,006.00 Homeowner's exemption	$529,688	$761,432 Land $89,688 Building $671,744

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 41 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	41 in force
Nearby Flood Claims	13 (2004–2024)
Claims Outside the SFHA	2 of 13
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 7 claims Hurricane Irma, Sep 2017 · 4 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 85% of the US · above 77% of Florida
Wildfire Likelihood	0.9% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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