9920 Miracle Dr, Auburn, CA 95602 Property Records

Placer County property record for 9920 Miracle Dr, Auburn, CA 95602

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,567 sqft · built 1989
Lot Size	3.3 acres (143,748 sqft)
Owner	Trust Name on File
Last Sale	$675,000 (Jun 2005)
Tax Bill	$15,443 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Apr 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`051-010-015-000`

Property Details

APN / Parcel Number

Primary APN	`051-010-015-000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,567 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Bungalow
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	143,748 sqft
Garage Area	704 sqft
Parking Spaces	2 Parking Spaces
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	9920 MIRACLE DR
City	AUBURN
State	CA
Zip	95602-7825
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	F
Legal Description	3.3 AC PAR C PMOR 10 25
Legal Subdivision	COYOTE RIDGE
Jurisdiction	PLACER CA
Township / Civil Division	AUBURN
Census Block Group	2
Census Block	2022
Census Tract	21604

Owner

9920 Miracle Dr is owner-occupied and held in a trust since January 2013.

Source: Placer County records, as of July 13, 2026

Owner of Record	Trust Name on File
Mailing Address	9920 MIRACLE DR, AUBURN, CA 95602-7825
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2022	Deed of Trust, Mortgage · Conventional Mortgage BNY MELLON NA
Apr 1, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 3, 2005 · Amount on File
Deed Sale	Jun 3, 2005 · Amount on File
Prior Sale	Nov 30, 1999 · Amount on File
Deed Document Number	200570751
Last Transfer Date	Jan 16, 2013
Transfer Doc	0000007193
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	9920 MIRACLE DR, AUBURN, CA 95602-7825
Transaction Type	Mortgage
Record Updated	Oct 20, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9920 MIRACLE DR, AUBURN, CA 95602-7825

Mortgage

Document Number	0000004452
Date	Jan 14, 2022
Instrument	2022-0004452

Lender

Name	BNY MELLON NA
Type	Bank
Address	BOSTON, MA 02108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	9920 MIRACLE DR, AUBURN, CA 95602-7825
Document Number	0000031408
Instrument Date	Apr 1, 2017
Transaction Type	Mortgage
Record Updated	May 8, 2017
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9920 MIRACLE DR AUBURN CA 956027825, AUBURN, CA 95602-7825

Mortgage

Document Number	0000031408
Date	Apr 28, 2017
Instrument	31408

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 9920 Miracle Dr was $15,443 with a homeowner's exemption.

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Elementary School District	Auburn Union Elementary School District (KG - 08)
Secondary School District	Placer Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,073,474 (+3.12%) Land $170,605 Building $902,869
2025	$15,443.00 Homeowner's exemption	$1,041,000 Land $165,400 Building $875,600
2023	$13,587.00 (-0.42%) Homeowner's exemption	$848,000 Land $134,800 Building $713,200
2022	$13,644.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 9920 Miracle Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2006.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2006)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2006 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9920 Miracle Dr is high, ranking above 83% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 83% of the US · above 63% of California
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
SmarterBroadband Fixed Wireless	100 / 25
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T, Verizon, Zeta Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Miracle Dr

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