Hillsborough County property record for 9920 Ivory Dr, Ruskin, FL 33573
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,732 sqft · built 2019 |
| Lot Size | 0.144 acres (6,288 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $245,000 (May 2021) |
| Tax Bill | $7,885 (2025) |
| Deeds & Mortgages | Oct 2023 Line of Credit May 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 054163-0814 |
| Primary APN | 054163-0814 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,732 sqft Living Area |
| Gross Area | 2,510 sqft |
| 1st Floor Area | 1,732 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Contemporary |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 6,288 sqft (0.144 acres) |
| Lot Dimensions | 121 ft deep x 51.9 ft wide |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Porch | Screened Porch |
| Porch Area | 316 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0541630814 |
|---|---|
| Street Address | 9920 IVORY DR |
| City | SUN CITY CENTER |
| State | FL |
| Zip | 33573-6677 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | BELMONT NORTH PHASE 2B LOT 23 BLOCK 44 |
| Legal Range | 19E |
| Legal Township | 31S |
| Legal Section | 24 |
| Legal Subdivision | BELMONT NORTH PHASE 2B |
| Legal Block | 44 |
| Legal Lot Number | 23 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | RUSKIN |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 14007 |
9920 Ivory Dr is owned and occupied by two individuals who bought it in May 2021.
Source: Hillsborough County records, as of September 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9920 IVORY DR, SUN CITY CENTER, FL 33573-6677 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 3, 2023 | Deed of Trust, Mortgage · Line of Credit SUNCOAST CU |
| May 14, 2021 | Warranty Deed, Transfer · Conventional Mortgage SUNCOAST CU |
| Feb 28, 2019 | Special Warranty Deed, Subdivision Related Transfer · ARM EAGLE HOME MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 14, 2021 · Amount on File |
| Deed Sale | May 14, 2021 · Amount on File |
| Prior Sale | Feb 28, 2019 · Amount on File |
| Deed Document Number | 2021244344 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 9920 IVORY DR, RUSKIN, FL 33573-6677 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2023 |
| Name | Verified Name |
|---|---|
| Address | 9920 IVORY DR, SUN CITY CENTER, FL 33573-6677 |
| Document Number | 0000440896 |
|---|---|
| Date | Oct 3, 2023 |
| Instrument | 2023440896 |
| Name | SUNCOAST CU |
|---|---|
| Type | Credit Union |
| Address | TAMPA, FL 33680 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 156 Months |
| Due | Oct 2, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | May 14, 2021 |
| Property Address | 9920 IVORY DR, RUSKIN, FL 33573-6677 |
| Document Number | 2021244344 |
| Map Reference | MB 129 PG 253-283 |
| Instrument Date | May 11, 2021 |
| Instrument | 2021244344 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,715.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8610 JASON CT, 8610, CLINTON, MD 20735-2362 |
| Name | Verified Name |
|---|---|
| Address | 9920 IVORY DR, RUSKIN, FL 33573-6677 |
| Document Number | 2021244345 |
|---|---|
| Date | May 14, 2021 |
| Instrument | 2021244345 |
| Name | SUNCOAST CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Feb 28, 2019 |
| Property Address | 9920 IVORY DR, RUSKIN, FL 33573-6677 |
| Document Number | 0264291742 |
| Book / Page | 26429 / 1742 |
| Map Reference | MB 129 PG 253 |
| Instrument Date | Feb 19, 2019 |
| Instrument | 2019086806 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Sep 14, 2021 |
| Title Company | CALATLANTIC TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,701.70 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4600 W CYPRESS ST STE 200, 4600, TAMPA, FL 33607-4099 |
| Name | Verified Name |
|---|---|
| Address | 9920 IVORY DR, RUSKIN, FL 33573-6677 |
| Document Number | 2019086809 |
|---|---|
| Date | Feb 28, 2019 |
| Instrument | 2019086809 |
| Name | EAGLE HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.12% |
| Type Change Date | Mar 1, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 9.12% |
| Index | 1-Year LIBOR |
| Max Rate | 9.12% |
The 2025 property tax bill for 9920 Ivory Dr was $7,885 with a homeowner's exemption.
Source: Hillsborough County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $287,787 (-1.45%) Land $94,896 Building $192,891 | $287,787 (-3.47%) Land $94,896 Building $192,891 | |
| 2025 | $7,885.00 Homeowner's exemption | $292,017 | $298,128 Land $102,196 Building $195,932 |
| 2023 | $7,169.00 (+3.79%) Homeowner's exemption | $275,521 (+3%) | $281,321 (+5.17%) Land $82,519 Building $198,802 |
| 2022 | $6,907.00 Homeowner's exemption | $267,496 Land $69,823 Building $197,673 | $267,496 Land $69,823 Building $197,673 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 9920 Ivory Dr in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 100 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 100 in force |
| Nearby Flood Claims | 7 (2020–2024) |
| Claims Outside the SFHA | 7 of 7 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9920 Ivory Dr is moderate, ranking above 64% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 40% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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