9920 E Snowy Ln, Athol, ID 83801 Property Records

Kootenai County property record for 9920 E Snowy Ln, Athol, ID 83801

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,100 sqft · built 2013
Lot Size	10 acres (435,600 sqft)
Owner	Company Name on Record
Tax Bill	$3,033 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jul 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`53N03W135750`

Property Details

APN / Parcel Number

Primary APN	`53N03W135750`
Alternative APN	`315148`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Building Area	2,100 sqft Living Area
1st Floor Area	600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Construction Type	Frame
Lot Area	435,600 sqft (10 acres)
Garage Type	Attached
Garage Area	816 sqft
Parking Spaces	3 Parking Spaces
Shed	1 Shed
Shed Area	516 sqft
Stable	688 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Heat Pump

Location & Zoning

Account Number	315148
Street Address	9920 E SNOWY LN
City	ATHOL
State	ID
Zip	83801-5231
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RUR
Legal Description	SW-NW-SW 1353N03W
Legal Range	03W
Legal Township	53N
Legal Section	13
Legal Subdivision	NW-SW
Jurisdiction	KOOTENAI ID
Township / Civil Division	SPIRIT LAKE-ATHOL
Census Block Group	1
Census Block	1003
Census Tract	202

Owner

Source: Kootenai County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3011 CHICAGO ST, SAN DIEGO, CA 92117-6111
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2026	Deed of Trust, Mortgage · VA Mortgage EVERETT FINANCIAL INC
Jul 5, 2019	Warranty Deed, Transfer · Conventional Mortgage STEARNS LENDING LLC
Nov 30, 2017	Deed of Trust, Mortgage · Conventional Mortgage NUMERICA CU
Nov 30, 2017	Deed of Trust, Mortgage · Line of Credit NUMERICA CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 9, 2021
Deed Sale	Jul 9, 2021
Prior Sale	Jul 9, 2021
Deed Document Number	20212845351000
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Recording Date	Jul 31, 2026
Property Address	9920 E SNOWY LN, ATHOL, ID 83801-5231
Document Number	0003051738
Instrument Date	Jul 27, 2026
Instrument	20263051738
Transaction Type	Mortgage
Record Updated	Aug 13, 2026
Title Company	NORTH TITLE, NORTH IDAHO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003051738,
Date	Jul 31, 2026
Instrument	20263051738

Lender

Name	EVERETT FINANCIAL INC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.49%
Max Rate	-1%

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOOTENAI ID
Recording Date	Jul 5, 2019
Property Address	9920 E SNOWY LN, ATHOL, ID 83801-5231
Document Number	2700640000
Instrument Date	Jul 3, 2019
Instrument	2700640000
Transaction Type	Transfer
Record Updated	Feb 17, 2022
Title Company	PIONEER TITLE KOOTENAI COUNTY, PIONEER TITLE KOOTENAI CNTY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	212 W IRONWOOD DR # D271, D271, COEUR D ALENE, ID 83814-1403

Mortgage

Document Number	2700641000
Date	Jul 5, 2019
Instrument	2700641000

Lender

Name	STEARNS LENDING LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	9920 E SNOWY LN, ATHOL, ID 83801-5231
Transaction Type	Mortgage
Record Updated	Dec 16, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 2622605000
Date	Nov 30, 2017
Instrument	2622605000

Lender

Name	NUMERICA CU
Type	Credit Union
Address	VERADALE, WA 99037

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	9920 E SNOWY LN, ATHOL, ID 83801-5231
Transaction Type	Mortgage
Record Updated	Dec 16, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 2622626000
Date	Nov 30, 2017
Instrument	2622626000

Lender

Name	NUMERICA CU
Type	Credit Union
Address	VERADALE, WA 99037

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Dec 25, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Kootenai County assessment roll, as of October 16, 2025

Property Jurisdictions

Type	Name
State	Idaho
County	Kootenai County
Unified School District	Lakeland Joint School District 272 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,033.00 (-1.49%)	$867,432 (+4.36%) Land $472,522 Building $394,910	$867,432 (+4.36%) Land $472,522 Building $394,910
2024	$3,079.00 (-4.85%)
2023	$3,236.00 (-4.71%)	$831,220 (-2.92%) Land $440,610 Building $390,610	$831,220 (-2.92%) Land $440,610 Building $390,610
2022	$3,396.00	$856,220 Land $465,610 Building $390,610	$856,220 Land $465,610 Building $390,610

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 86% of Idaho
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Wired or Wireless Fixed Wireless · not low latency	30 / 10
Intermax Networks Fixed Wireless	30 / 10

Cell Coverage

5G (outdoors only) and 4G LTE

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