9920 E Cork Rd, Toano, VA 23168 Property Records

James City County property record for 9920 E Cork Rd, Toano, VA 23168 · Last verified November 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,112 sqft · built 2006
Lot Size0.239 acres (10,454 sqft)
OwnerIndividual Name on File
Last Sale$530,000 (Apr 2025)
Tax Bill$3,318 (2025)
Deeds & MortgagesJan 2022 Sale & Mortgage
Mar 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN05-1 14-0-0069

Property Details

APN / Parcel Number

Primary APN05-1 14-0-0069
Alternative APN
  • 27502

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area2,112 sqft Living Area
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Roof MaterialComposition Shingle
Lot Area10,454 sqft (0.239 acres)
Garage TypeAttached
Garage Area430 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area210 sqft
Deck Area228 sqft
Patio Area228 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral
Heating FuelGas

Location & Zoning

Account Number27502
Street Address9920 E CORK RD
CityTOANO
StateVA
Zip23168-9646
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL-69 S-5A LISBURN STONEHOUSE
Legal SubdivisionSTONEHOUSE
Legal Lot Number69
JurisdictionJAMES CITY VA
Township / Civil DivisionSTONEHOUSE
Census Block Group1
Census Block1001
Census Tract80404

Owner

Source: James City County records · APN 05-1 14-0-0069

Assessment roll updated January 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address9920 E CORK RD, TOANO, VA 23168-9646
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 14, 2022Warranty Deed, Transfer · FHA Mortgage
TIDEWATER HOME FUNDING LLC
Mar 03, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 07, 2025 · Amount on Record
Deed SaleApr 07, 2025 · Amount on Record
Prior SaleJan 14, 2022 · Amount on Record
Deed Document Number202504772
Record UpdatedJun 08, 2026

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJAMES CITY VA
Recording DateJan 14, 2022
Property Address9920 E CORK RD, TOANO, VA 23168-9646
Document Number0202200672
Instrument DateJan 10, 2022
Instrument202200672
Transaction TypeTransfer
Record UpdatedJan 26, 2022
Title CompanyFIRST TITLE COMPANY, FIRST VA TITLE & ESCROW

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address9920 E CORK RD, TOANO, VA 23168-9646

Mortgage

Document Number0202200673
DateJan 14, 2022
Instrument202200673
Lender
NameTIDEWATER HOME FUNDING LLC
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term307 Months
DueAug 01, 2047
Interest
Rate TypeFixed Rate

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJAMES CITY VA
Property Address9920 E CORK RD, TOANO, VA 23168-9646
Transaction TypeMortgage
Record UpdatedDec 23, 2021
Title CompanyLAWYERS TITLE REALTY SERVICES INC, LAWYERS TITLE REALTY SVCS

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0210003999
DateMar 03, 2021
Instrument210003999
Lender
NameQUICKEN LOANS INC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term96 Months
DueMar 01, 2029
Interest
Rate TypeFixed Rate
Rate2.75%

Tax Assessment & Valuation

Source: James City County records · Assessment roll updated January 1, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateVirginia
CountyJames City County
Unified School DistrictJames City County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,318.00 (+6.41%)$399,800 (+14.79%) Land $63,800 Building $336,000$399,800 (+14.79%) Land $63,800 Building $336,000
2024$3,118.00 (+7.89%)
2023$2,890.00$348,300 Land $60,800 Building $287,500$348,300 Land $60,800 Building $287,500
2022$2,890.00 (+10.73%)
2019$2,610.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, James City County (51095C), updated October 27, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510950804041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 7 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies7 in force
7 of 7 on primary residences

Wildfire

Wildfire RiskLow
above 20% of the US · above 29% of Virginia
Wildfire LikelihoodAbout 1 in 3,704 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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