9920 E 10th Ave, Spokane Valley, WA 99206 Property Records

Spokane County property record for 9920 E 10th Ave, Spokane Valley, WA 99206

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 754 sqft · built 1947
Lot Size	0.203 acres (8,856 sqft)
Owner	2 Individual Names on File
Last Sale	$113,500 (May 2017)
Tax Bill	$2,498 (2026)
Deeds & Mortgages	Apr 2020 Line of Credit Jan 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`45204.1655`

Property Details

APN / Parcel Number

Primary APN	`45204.1655`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	2 Rooms
Stories	1 Story
Building Area	754 sqft Living Area
1st Floor Area	754 sqft

Exterior

Year Built	Built 1947
Effective Year Built	Effective 2007
Architectural Style	Ranch
Exterior Material	Asbestos
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,856 sqft (0.203 acres)
Lot Width	50 ft Width

Exterior Amenities

Deck Area	138 sqft
Patio Area	208 sqft
Canopy	208 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	9920 E 10TH AVE
City	SPOKANE VALLEY
State	WA
Zip	99206-3513
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	UNIVERSITY PLACE L3 & N27.5FT OF L10 EXC S2.5FT OF W15 FT THEREOF B15
Legal Range	44E
Legal Township	25N
Legal Section	20
Legal Subdivision	UNIVERSITY PLACE
Legal Block	15
Legal Lot Number	3,10
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	1
Census Block	1009
Census Tract	12500

Owner

9920 E 10th Ave is owned and occupied by two individuals who bought it in May 2017.

Source: Spokane County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	9920 E 10TH AVE, SPOKANE VALLEY, WA 99206-3513
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2020	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Jan 4, 2020	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
May 12, 2017	Warranty Deed, Transfer TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 12, 2017 · Amount on File
Deed Sale	May 12, 2017 · Amount on File
Deed Document Number	20176602719
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	9920 E 10TH AVE, SPOKANE VALLEY, WA 99206-3513
Document Number	0006915977
Instrument Date	Apr 20, 2020
Transaction Type	Mortgage
Record Updated	May 19, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9920 E 10TH AVE SPOKANE VALLEY WA 992063513, SPOKANE VALLEY, WA 99206-3513

Mortgage

Document Number	0006915977
Date	Apr 30, 2020
Instrument	6915977

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 29, 2050

Interest

Rate Type	Adjustable Rate

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	9920 E 10TH AVE, SPOKANE VALLEY, WA 99206-3513
Document Number	0006882610
Instrument Date	Jan 4, 2020
Transaction Type	Mortgage
Record Updated	Feb 4, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9920 E 10TH AVE SPOKANE VALLEY WA 992063513, SPOKANE VALLEY, WA 99206-3513

Mortgage

Document Number	0006882610
Date	Jan 15, 2020
Instrument	6882610

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 14, 2050

Interest

Rate Type	Adjustable Rate

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	May 12, 2017
Property Address	9920 E 10TH AVE, SPOKANE VALLEY, WA 99206-3513
Document Number	0006602719
Instrument Date	May 9, 2017
Instrument	6602719
Transaction Type	Transfer
Record Updated	May 23, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Amount	Amount on Record
Tax	$2,025.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9920 E 10TH AVE SPOKANE VALLEY WA 992063513, SPOKANE VALLEY, WA 99206-3513

Tax Assessment & Valuation

The 2026 property tax bill for 9920 E 10th Ave was $2,498, down 0.2% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane Valley City
Unified School District	Central Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,498.00 (-0.16%)	$237,800 Land $110,000 Building $127,800	$237,800 Land $110,000 Building $127,800
2025	$2,502.00
2024		$232,600 (+32.16%) Land $70,000 Building $162,600	$232,600 (+32.16%) Land $70,000 Building $162,600
2023	$2,258.00 (+8.87%)	$176,000 Land $47,500 Building $128,500	$176,000 Land $47,500 Building $128,500
2022	$2,074.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9920 E 10th Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 9920 E 10th Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPO CO WATER DIST 3 SYS 1 serves 19,035 people · EPA ID WA5393351
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
Wind Wireless Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Fatbeam.

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