992 Tibalew Dr, Sparta, MI 49345 Property Records

Kent County property record for 992 Tibalew Dr, Sparta, MI 49345

Property Summary

Property Type	Condominium
Details	4 bd · 2.5 ba · 1,793 sqft · built 2005
Lot Size	0.964 acres (41,992 sqft)
Owner	2 Individual Names on File
Last Sale	$499,000 (Mar 2026)
Tax Bill	$3,880 (2025)
Deeds & Mortgages	Feb 2022 Line of Credit Mar 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`41-06-05-102-004`

Property Details

APN / Parcel Number

Primary APN	`41-06-05-102-004`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Building Area	1,793 sqft Living Area
Basement Area	1,793 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Ranch
Lot Area	41,992 sqft (0.964 acres)
Lot Dimensions	280 ft deep x 150 ft wide
Garage Area	812 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	992 TIBALEW DR
City	SPARTA
State	MI
Zip	49345-8108
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RR
Legal Description	UNIT 4 * SWATHWOOD ESTATES KENT COUNTY CONDOMINIUM SUBDIVISION PLAN NO.635 INSTRUMENT NO.20030910-0181564
Legal Subdivision	SWATHWOOD ESTATES KENT COUNTY CONDOMINIU
Legal Unit	4
Jurisdiction	KENT MI
Township / Civil Division	ALGOMA
Census Block Group	2
Census Block	2000
Census Tract	10601

Owner

992 Tibalew Dr, a condominium, is owned by two individuals who bought it in March 2026.

Source: Kent County records, as of September 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	992 TIBALEW DR, 4, SPARTA, MI 49345-8108
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2022	Deed of Trust, Mortgage · Line of Credit CHOICEONE BANK
Mar 9, 2026	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC0

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 9, 2026 · Amount on File
Deed Sale	Mar 9, 2026 · Amount on File
Prior Sale	Oct 27, 2003 · Amount on File
Deed Document Number	202614027
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	992 TIBALEW DR, SPARTA, MI 49345-8108
Transaction Type	Mortgage
Record Updated	Mar 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	992 TIBALEW DR, SPARTA, MI 49345-8108

Mortgage

Document Number	0000015589
Date	Feb 22, 2022
Instrument	20220222-0015589

Lender

Name	CHOICEONE BANK
Type	Bank
Address	ROCKFORD, MI 49341

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Feb 12, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Mar 9, 2026
Property Address	992 TIBALEW DR, SPARTA, MI 49345-8108
Document Number	0000014027
Map Reference	DOC 20030910-0181564
Instrument Date	Mar 4, 2026
Instrument	20260309-0014027
Transaction Type	Transfer
Record Updated	Mar 18, 2026
Title Company	CHICAGO TITLE MERIDIAN, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,742.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	992 TIBALEW DR # 4, 4, SPARTA, MI 49345-8108

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	992 TIBALEW DR # 4, 4, SPARTA, MI 49345-8108

Mortgage

Document Number	0000014028
Date	Mar 9, 2026
Instrument	20260309-0014028

Lender

Name	ROCKET MORTGAGE LLC0

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

Tax Assessment & Valuation

The 2025 property tax bill for 992 Tibalew Dr was $3,880, up 49.7% from the year before.

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
County Subdivision	Algoma Township
Unified School District	Sparta Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$209,700 (+7.43%)	$419,400 (+7.43%)
2025	$3,880.00 (+49.69%)	$195,200	$390,400
2024	$2,592.00 (-20.47%)
2023	$3,259.00	$160,100	$320,200
2021	$3,259.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 992 Tibalew Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 992 Tibalew Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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