992 State Rte 13, Cortland, NY 13045 Property Records

Cortland County and Cortlandville Town property record for 992 State Rte 13, Cortland, NY 13045

Property Summary

Property TypeProfessional Building (Legal, Insurance, Real Estate, Business)
Details4,130 sqft · built 2016
Lot Size1.32 acres (57,499 sqft)
OwnerCompany Name on Record
Tax Bill$21,771 (2026)
Flood ZoneZone X (minimal risk)
APN112289 96.13-01-02.120

Property Details

APN / Parcel Number

Primary APN112289 96.13-01-02.120

Interior

Stories1 Story
Building Area4,130 sqft Gross Area
Basement Area1,350 sqft
Unfinished Basement1,350 sqft

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Lot Area57,499 sqft (1.32 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address992 STATE ROUTE 13
CityCORTLAND
StateNY
Zip13045-3743
Property CategoryCommercial
Property TypeCommercial > Office > Professional Building (Legal, Insurance, Real Estate, Business)
Legal Block1
Legal Lot Number2.120
JurisdictionCORTLAND NY
Township / Civil DivisionCORTLANDVILLE
Census Block Group4
Census Block4012
Census Tract971000

Owner

Source: Cortland County and Cortlandville Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address992 STATE ROUTE 13, CORTLAND, NY 13045-3743
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Cortland County and Cortlandville Town assessment roll, as of March 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyCortland County
County SubdivisionCortlandville Town
Unified School DistrictCortland City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$21,771.00 (+114.03%)
2025$10,172.00 (+6.05%)$510,000 (-) Land $110,000 Building $400,000$809,524 (+11.11%) Land $174,603 Building $634,921
2023$9,592.00 Additional exemption filed$510,000 Land $110,000 Building $400,000$728,571 Land $157,143 Building $571,428

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 11, 2016

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 89% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCORTLANDVILLE TOWN WATER
serves 4,300 people · EPA ID NY1101755
Water SourceGroundwater
Last State InspectionMay 2024
Lead3 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Oct 2018
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on State Rte 13

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