992 Southwell Enclave, Byron, MN 55920 Property Records

Olmsted County property record for 992 Southwell Enclave, Byron, MN 55920

Property Summary

Property Type	Single Family Home
Details	6 bd · 3.5 ba · 2,659 sqft · built 2019
Lot Size	0.646 acres (28,140 sqft)
Owner	2 Individual Names on Record
Last Sale	$932,000 (Aug 2025)
Tax Bill	$14,640 (2026)
Deeds & Mortgages	Mar 2026 Mortgage Aug 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`75.28.31.082139`

Property Details

APN / Parcel Number

Primary APN	`75.28.31.082139`

Interior

Bedrooms	6 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,659 sqft Living Area
1st Floor Area	1,370 sqft
2nd Floor Area	1,289 sqft
Basement Area	1,370 sqft
Finished Basement	1,096 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Material	Asphalt
Lot Area	28,140 sqft (0.646 acres)
Garage Type	Attached
Garage Area	954 sqft
Parking Spaces	4 Parking Spaces
Porch	Patio
Deck Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	992 SOUTHWELL ENCLAVE
City	BYRON
State	MN
Zip	55920-1645
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-28 TWP-107 RANGE-015 SOUTHWELL SOMERBY GOLF COMMUNITY LOT-006 BLOCK-001
Legal Range	15
Legal Township	107
Legal Section	28
Legal Subdivision	SOUTHWELL SOMERBY GOLF COMMUNITY
Legal Block	1
Legal Lot Number	6
Jurisdiction	OLMSTED MN
Township / Civil Division	BYRON
Census Block Group	1
Census Block	1005
Census Tract	1800

Owner

Source: Olmsted County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	992 SOUTHWELL ENCLAVE, BYRON, MN 55920-1645
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2026	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Aug 13, 2025	Warranty Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC
Dec 9, 2019	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage HOME FEDERAL SAVINGS BANK
Feb 19, 2019	Warranty Deed, Construction Loan · Construction Mortgage HOME FEDERAL SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 13, 2025 · Amount on Record
Deed Sale	Aug 13, 2025 · Amount on Record
Prior Sale	Dec 9, 2019 · Amount on Record
Deed Document Number	20251629803
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLMSTED MN
Property Address	992 SOUTHWELL ENCLAVE, BYRON, MN 55920-1645
Transaction Type	Mortgage
Record Updated	Apr 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	922 SOUTHWELL ENCLAVE, BYRON, MN 55920-1645

Mortgage

Document Number	00A1640632
Date	Mar 3, 2026
Instrument	A-1640632

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Nov 1, 2055

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OLMSTED MN
Recording Date	Aug 13, 2025
Property Address	992 SOUTHWELL ENCLAVE, BYRON, MN 55920-1645
Document Number	00A1629803
Instrument Date	Jul 25, 2025
Instrument	A-1629803
Transaction Type	Transfer
Record Updated	Oct 8, 2025
Title Company	ROCHESTER TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,075.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	992 SOUTHWELL ENCLAVE, BYRON, MN 55920-1645

Mortgage

Document Number	00A1629804
Date	Aug 13, 2025
Instrument	A-1629804

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company
Address	FAIRFAX, VA 22031

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2055

December 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	OLMSTED MN
Recording Date	Dec 9, 2019
Property Address	992 SOUTHWELL ENCLAVE, BYRON, MN 55920-1645
Document Number	00A1488140
Instrument Date	Nov 22, 2019
Instrument	A-1488140
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 15, 2022
Title Company	EDINA REALTY TITLE, EDINA REALTY TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,661.45
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	992 SOUTHWELL ENCLAVE, BYRON, MN 55920-1645

Mortgage

Document Number	00A1488141
Date	Dec 9, 2019
Instrument	A-1488141

Lender

Name	HOME FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2049

February 2019: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	OLMSTED MN
Recording Date	Feb 19, 2019
Property Address	992 SOUTHWELL ENCLAVE, BYRON, MN 55920-1645
Document Number	00A1467105
Instrument Date	Feb 15, 2019
Instrument	A-1467105
Transaction Type	Construction Loan
Record Updated	Aug 15, 2022
Title Company	EDINA REALTY TITLE, EDINA REALTY TITLE INC

Transaction

Amount	Amount Recorded
Tax	$266.97
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2736 HEADLAND CT SW, ROCHESTER, MN 55902-3517

Mortgage

Document Number	00A1467106
Date	Feb 19, 2019
Instrument	A-1467106

Lender

Name	HOME FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	11 Months
Due	Jan 15, 2020

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Olmsted County assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Byron City
County	Olmsted County
Unified School District	Byron Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$14,640.00 (+9.25%) Homeowner's exemption
2025	$13,400.00 Homeowner's exemption	$815,400 (+6.19%) Land $90,000 Building $725,400	$815,400 (+6.19%) Land $90,000 Building $725,400
2024	$13,400.00	$767,900 Land $90,000 Building $677,900	$767,900 Land $90,000 Building $677,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Byron serves 6,809 people · EPA ID MN1550001
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
GigFire Fixed Wireless	150 / 130
Minnesota WiFi Fixed Wireless	150 / 30

May also be available: Verizon.

Nearby Properties on Southwell Enclave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures