992 Smithfield Rd, Belgrade, ME 04917 Property Records

Kennebec County and Belgrade Town property record for 992 Smithfield Rd, Belgrade, ME 04917

Property Summary

Property TypeBank, Financial Building
Details1,788 sqft
Lot Size18 acres (784,080 sqft)
Owner2 Individual Names on Record
Last Sale$115,200 (Jun 2017)
Tax Bill$2,854 (2025)
Deeds & MortgagesJun 2017 Mortgage
Flood ZoneZone X (minimal risk)
APNBELG M:17 L:056

Property Details

APN / Parcel Number

Primary APNBELG M:17 L:056
Alternative APN
  • 186

Interior

Building Area1,788 sqft Total Area

Exterior

Lot Area784,080 sqft (18 acres)

Location & Zoning

Account Number186
Street Address992 SMITHFIELD RD
CityBELGRADE
StateME
Zip04917-3115
Property CategoryCommercial
Property TypeCommercial > Office > Bank, Financial Building
Legal Lot Number56
JurisdictionBELGRADE ME
Township / Civil DivisionBELGRADE
Census Block Group1
Census Block1000
Census Tract16000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed AreaWithin Arnold Trail to Quebec
listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kennebec County and Belgrade Town records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address13 WESTERN AVE, WATERVILLE, ME 04901-5909
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 21, 2017 · Amount on Record
Deed SaleJun 21, 2017 · Amount on Record
Deed Document Number201713238
Deed Book / Page12635 / 172
Record UpdatedOct 29, 2026

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBELGRADE ME
Recording DateJun 21, 2017
Property Address992 SMITHFIELD RD, BELGRADE, ME 04917-3115
Document Number2017013238
Book / Page12635 / 0172
Instrument2017013238
Transaction TypeTransfer
Record UpdatedJul 25, 2022

Transaction

Tax$0.00
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000013239
DateJun 21, 2017
Instrument000000013239
Lender
NameKENNEBUNK SVGS BANK
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term300 Months
DueJun 21, 2042

Tax Assessment & Valuation

Source: Kennebec County and Belgrade Town assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMaine
CountyKennebec County
County SubdivisionBelgrade Town
Unified School DistrictRegional School Unit 18 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$2,854.00 (+11.62%)$269,200 (-) Land $61,400 Building $207,800
2024$2,557.00 (+6.14%)$269,200 (-) Land $61,400 Building $207,800
2023$2,409.00 (+1.65%)$269,200 (+74.69%) Land $61,400 Building $207,800
2022$2,370.00$154,100 Land $45,600 Building $108,500

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective February 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Nearby Flood Policies10 in force
Nearby Flood Claims1 (1999)
Most Recent ClaimSep 1999 · Hurricane Floyd Major Disaster Declarations

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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