992 Silverton Loop, Lake Mary, FL 32746 Property Records

Seminole County property record for 992 Silverton Loop, Lake Mary, FL 32746

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,303 sqft · built 1990
Lot Size	0.258 acres (11,256 sqft)
Owner	2 Individual Names on Record
Last Sale	$132,400 (Feb 1990)
Tax Bill	$2,640 (2025)
Deeds & Mortgages	Jul 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-20-30-502-0000-0400`

Property Details

APN / Parcel Number

Primary APN	`19-20-30-502-0000-0400`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	2,303 sqft Living Area
1st Floor Area	2,307 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	11,256 sqft
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Finished/Screened Porch
Porch Area	276 sqft
Patio Area	380 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	992 SILVERTON LOOP
City	LAKE MARY
State	FL
Zip	32746-4974
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 40 SILVER LAKES W AT THE CROSSINGS U 1 PB 34 PGS 57 & 58
Legal Range	30E
Legal Township	20S
Legal Section	19
Legal Subdivision	SILVER LAKES WEST AT THE CROSSINGS
Legal Tract	502
Legal Lot Number	40
Jurisdiction	SEMINOLE FL
Township / Civil Division	SANFORD
Census Block Group	1
Census Block	1007
Census Tract	20810

Owner

Source: Seminole County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	992 SILVERTON LOOP, LAKE MARY, FL 32746-4974
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 1, 1990 · Amount on Record
Deed Sale	Feb 1, 1990 · Amount on Record
Deed Document Number	0002153774
Record Updated	Jun 8, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	992 SILVERTON LOOP, LAKE MARY, FL 32746-4974
Document Number	0089680661
Book / Page	008968 / 000661
Instrument Date	Jul 31, 2017
Transaction Type	Mortgage
Record Updated	Sep 4, 2017
Title Company	HOMETOWN TITLE GROUP INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	992 SILVERTON LOOP LAKE MARY FL 327464974, LAKE MARY, FL 32746-4974

Mortgage

Document Number	0089680661
Date	Aug 9, 2017
Book Page	008968/000661
Instrument	80281

Lender

Name	SUNTRUST MTG
Type	Mortgage Company
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 8, 2047

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,640.00 (-2.04%) Homeowner's exemption	$227,321 (+5.99%)	$452,263 (+3.71%) Land $100,000 Building $352,263
2023	$2,695.00 (+2.67%) Homeowner's exemption	$214,480 (+3%)	$436,078 (+9.49%) Land $100,000 Building $336,078
2022	$2,625.00 Homeowner's exemption	$208,233	$398,270 Land $88,000 Building $310,270

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AH, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	5 (1998–2017)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 86% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SEMINOLE COUNTY NORTHEAST serves 19,925 people · EPA ID FL3590473
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20