992 Scott Dr, Fernley, NV 89408 Property Records

Lyon County property record for 992 Scott Dr, Fernley, NV 89408

Property Summary

Property Type	Mobile Home
Details	2 bd · 1 ba · 840 sqft · built 1984
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on File
Last Sale	$185,000 (Oct 2022)
Tax Bill	$674 (2026)
Deeds & Mortgages	Jan 2026 Reverse Mortgage Oct 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`020-302-10`

Property Details

APN / Parcel Number

Primary APN	`020-302-10`
Alternative APN	`2030210`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	840 sqft Living Area

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Mobile Home
Lot Area	8,276 sqft (0.19 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Concrete/Masonry Porch
Porch Area	45 sqft
Mobile Home / RV Hookup	Mobile Home / RV Hookup

Location & Zoning

Street Address	992 SCOTT DR
City	FERNLEY
State	NV
Zip	89408-9407
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	SF6
Legal Description	24-20-24 FR N2 SE4
Legal Subdivision	GREEN VALLEY EST 3A
Legal Block	B
Legal Lot Number	6
Jurisdiction	LYON NV
Township / Civil Division	FERNLEY
Census Block Group	2
Census Block	2026
Census Tract	960105

Owner

992 Scott Dr, a mobile home, is owned and occupied by an individual who bought it in October 2022.

Source: Lyon County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	992 SCOTT DR, FERNLEY, NV 89408-9407
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2026	Deed of Trust, Mortgage · Reverse Mortgage GUILD MORTGAGE CO
Oct 24, 2022	Bargain and Sale Deed, Transfer TICOR TITLE-FERNLEY, TICOR TITLE FERNLEY
Oct 24, 2022	Bargain and Sale Deed, Transfer TICOR TITLE-FERNLEY, TICOR TITLE FERNLEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 24, 2022 · Amount on File
Deed Sale	Oct 24, 2022 · Amount on File
Prior Sale	Jul 7, 2016 · Amount on File
Deed Document Number	2022663537
Prior Transfer Date	Jun 30, 2016
Prior Transfer Doc	0000552639
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYON NV
Property Address	992 SCOTT DR, FERNLEY, NV 89408-9407
Transaction Type	Mortgage
Record Updated	Feb 10, 2026
Title Company	CORE TITLE GROUP LLC, CORE TITLE GROUP LLC N NV

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	992 SCOTT DR, FERNLEY, NV 89408-9407

Mortgage

Document Number	0000703862
Date	Jan 26, 2026
Instrument	703862

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SPOKANE, WA 99211

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	1004 Months
Due	Sep 29, 2109

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2026
Index	1-Year CMT
Max Rate	10.6%

October 2022: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	LYON NV
Recording Date	Oct 24, 2022
Property Address	992 SCOTT DR, FERNLEY, NV 89408-9407
Document Number	0000663537
Map Reference	DOC 61611
Instrument Date	Oct 20, 2022
Instrument	663537
Transaction Type	Transfer
Record Updated	Nov 16, 2022
Title Company	TICOR TITLE-FERNLEY, TICOR TITLE FERNLEY

Transaction

Amount	Amount on Record
Tax	$721.50
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1889 MENDOZA DR, 1889, FIREBAUGH, CA 93622-2836

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	992 SCOTT DR, FERNLEY, NV 89408-9407

October 2022: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	LYON NV
Recording Date	Oct 24, 2022
Property Address	992 SCOTT DR, FERNLEY, NV 89408-9407
Document Number	0000663536
Map Reference	DOC 61611
Instrument Date	Oct 12, 2022
Instrument	663536
Transaction Type	Transfer
Record Updated	Nov 16, 2022
Title Company	TICOR TITLE-FERNLEY, TICOR TITLE FERNLEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	992 SCOTT DR, 992, FERNLEY, NV 89408-9407

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	992 SCOTT DR, FERNLEY, NV 89408-9407

Tax Assessment & Valuation

The 2026 property tax bill for 992 Scott Dr was $674.

Source: Lyon County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Lyon County
Municipality	Fernley City
Unified School District	Lyon County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$674.00	$65,448 Land $47,250 Building $18,198	$186,994 Land $135,000 Building $51,994
2023	$1,033.00 (+3.3%)	$61,855 (+3.94%) Land $43,750 Building $18,105	$176,729 (+3.94%) Land $125,000 Building $51,729
2022	$1,000.00	$59,511 Land $43,750 Building $15,761	$170,031 Land $125,000 Building $45,031

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 992 Scott Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 992 Scott Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 82% of Nevada
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FERNLEY PUBLIC WORKS serves 23,064 people · EPA ID NV0000062
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	200 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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