992 Plum Tree Rd, Fox River Grove, IL 60021 Property Records

McHenry County property record for 992 Plum Tree Rd, Fox River Grove, IL 60021

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,274 sqft · built 1987
Lot Size	0.95 acres (41,410 sqft)
Owner	Individual Name on File
Last Sale	$320,000 (Jun 2019)
Deeds & Mortgages	Apr 2021 Mortgage Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-19-402-045`

Property Details

APN / Parcel Number

Primary APN	`20-19-402-045`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,274 sqft
Gross Area	3,886 sqft
1st Floor Area	1,626 sqft
2nd Floor Area	648 sqft

Exterior

Year Built	Built 1987
Architectural Style	Cape Cod
Exterior Material	Frame Siding
Lot Area	41,410 sqft
Lot Dimensions	320 ft deep x 125 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Street Address	992 PLUM TREE RD
City	FOX RIVER GROVE
State	IL
Zip	60021-1860
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2019R0016156 LT 356 FOXMOOR UNIT 5 MEMO: KIM, JONG HYOUNG/ YUN, MI KYOUNG
Legal Range	09E
Legal Township	43N
Legal Section	19
Legal Subdivision	FOXMOOR #5
Legal Block	402
Legal Lot Number	356
Legal Unit	5
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	3
Census Block	3036
Census Tract	871402

Owner

992 Plum Tree Rd is owned by an individual who bought it in June 2019.

Source: McHenry County records, as of May 13, 2024

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	992 PLUM TREE RD, FOX RIVER GROVE, IL 60021-1860
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage DRAPER & KRAMER MORTGAGE CORP
Jun 5, 2019	Warranty Deed, Transfer · Conventional Mortgage PNC BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2019 · Amount on File
Deed Sale	Jun 5, 2019 · Amount on File
Prior Sale	Jan 29, 2008
Deed Document Number	2019R0016156
Record Updated	Jun 7, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	992 PLUM TREE RD, FOX RIVER GROVE, IL 60021-1860
Transaction Type	Mortgage
Record Updated	May 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023167
Date	Apr 28, 2021
Instrument	2021R0023167

Lender

Name	DRAPER & KRAMER MORTGAGE CORP
Type	Mortgage Company
Address	DOWNERS GROVE, IL 60515

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Jun 5, 2019
Property Address	992 PLUM TREE RD, FOX RIVER GROVE, IL 60021-1860
Document Number	0000016156
Map Reference	DOC 963744
Instrument Date	May 21, 2019
Instrument	2019R0016156
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	HERITAGE TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$480.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	703 CHERRY VALLEY RD, VERNON HILLS, IL 60061-2620

Mortgage

Document Number	0000016157
Date	Jun 5, 2019
Instrument	2019R0016157

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2034

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Algonquin Township
Municipality	Fox River Grove Village
Secondary School District	Community High School District 155 (09 - 12)
Elementary School District	Fox River Grove Consolidated School District 3 (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$124,003 Land $35,229 Building $88,774	$372,009 Land $105,687 Building $266,322

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 992 Plum Tree Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Apr 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 992 Plum Tree Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Verizon.

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