992 Ocean Front, Laguna Beach, CA 92651 Property Records

Orange County property record for 992 Ocean Front, Laguna Beach, CA 92651

Property Summary

Property Type	Single Family Home
Details	3 bd · 6 ba · 4,486 sqft · built 2009
Lot Size	0.203 acres (8,849 sqft)
Owner	2 Company Names on Record
Last Sale	$15,975,000 (Jan 2022)
Tax Bill	$173,260 (2025)
Deeds & Mortgages	Jan 2022 Sale Jul 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`644-071-28`

Property Details

APN / Parcel Number

Primary APN	`644-071-28`

Interior

Bedrooms	3 Beds
Full Baths	6 Baths
Half Baths	1 Half Bath
Building Area	4,486 sqft Living Area

Exterior

Year Built	Built 2009
Lot Area	8,849 sqft (0.203 acres)
Garage Area	691 sqft
Parking Spaces	3 Parking Spaces
Pool Type	Pool with Hot Tub/Spa

Location & Zoning

Street Address	992 OCEAN FRONT
City	LAGUNA BEACH
State	CA
Zip	92651-2757
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAGUNA TERRACE BLK 67 LOTS 15 & 16 -EX NELY 15FT- AND LAGUNA HEIGHTS NO. 3 BLK A67 POR OF BLK
Legal Subdivision	LAGUNA TERRACE
Legal Tract	416
Legal Block	67,A67
Legal Lot Number	15,16 16
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	4
Census Block	4028
Census Tract	62619

Owner

Source: Orange County records, as of November 17, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Co-owner	Co-owner on Record
Mailing Address	2650 ANNANDALE, TUSTIN, CA 92782-1262
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2022	Grant Deed, Transfer PACIFIC COAST TITLE COMPANY
Jul 24, 2017	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Jul 20, 2020	Grant Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Jan 19, 2022 · Amount on Record
Deed Sale	Jan 19, 2022 · Amount on Record
Prior Sale	Jul 20, 2020 · Amount on Record
Deed Document Number	2022000024636
Record Updated	Jun 8, 2026

January 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jan 19, 2022
Property Address	992 OCEAN FRONT, LAGUNA BEACH, CA 92651-2757
Document Number	0000024636
Map Reference	MB 4 PG 80
Instrument Date	Dec 24, 2021
Instrument	2022000024636
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	PACIFIC COAST TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2650 ANNANDALE, TUSTIN, CA 92782-1262

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	992 OCEAN FRONT, LAGUNA BEACH, CA 92651-2757
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000303227
Date	Jul 24, 2017
Instrument	2017000303227

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	WESTMONT, IL 60559

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jul 20, 2020
Property Address	992 OCEAN FRONT, LAGUNA BEACH, CA 92651-2757
Document Number	0000344378
Instrument Date	Jul 13, 2020
Instrument	344378
Transaction Type	Transfer
Record Updated	Aug 3, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Tax	$12,650.00
Amount Accuracy	Full Value
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	4639 BRIGHTON RD CORONA DEL MAR CA 926253102, CORONA DEL MAR, CA 92625-3102

Tax Assessment & Valuation

Source: Orange County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Laguna Beach City
Unified School District	Laguna Beach Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$173,260.00 (+4.24%)	$16,952,797 (+4.04%) Land $13,795,704 Building $3,157,093
2023	$166,216.00 (+38.48%)	$16,294,500 Land $13,260,000 Building $3,034,500
2022	$120,027.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 30 individual policies
Nearby Flood Policies	77 units insured incl. 47 condo units
Nearby Flood Claims	19 (1988–2026)
Claims Outside the SFHA	9 of 19
Most Recent Claim	Aug 2026 · other causes
Claims by Event	Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAGUNA BEACH COUNTY WD serves 18,862 people · EPA ID CA3010017
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 913 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ocean Front

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures