992 Meramec Grove Dr, Ballwin, MO 63021 Property Records

St. Louis County property record for 992 Meramec Grove Dr, Ballwin, MO 63021 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,181 sqft · built 2016
Lot Size	0.129 acres (5,619 sqft)
Owner	2 Individual Names on File
Last Sale	$532,000 (Jan 2024)
Tax Bill	$5,774 (2024)
Deeds & Mortgages	Jan 2024 Sale & Mortgage May 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25R-22-0318`

Property Details

APN / Parcel Number

Primary APN	`25R-22-0318`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,181 sqft Living Area
Gross Area	2,601 sqft
1st Floor Area	1,028 sqft
Basement Area	1,000 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	5,619 sqft (0.129 acres)
Lot Dimensions	52 ft deep x 50 ft wide
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	28 sqft
Patio Area	288 sqft
Balcony Area	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	992 MERAMEC GROVE DR
City	BALLWIN
State	MO
Zip	63021-3310
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ARBORS AT MERAMEC BLUFFS LOT 30
Legal Subdivision	ARBORS AT MERAMEC BLUFFS
Legal Lot Number	30
Jurisdiction	ST LOUIS MO
Township / Civil Division	QUEENY
Census Block Group	3
Census Block	3004
Census Tract	217932

Owner

Source: St. Louis County records · APN 25R-22-0318

Assessment roll updated September 29, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	992 MERAMEC GROVE DR, BALLWIN, MO 63021-3310
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2024	Warranty Deed, Transfer · Conventional Mortgage BMO BANK NA
May 24, 2022	Warranty Deed, Transfer PARTNERS TITLE AGENCY LLC
Oct 19, 2020	Loan Modification, Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 23, 2024 · Amount on Record
Deed Sale	Jan 23, 2024 · Amount on Record
Prior Sale	May 24, 2022
Deed Document Number	2024276
Record Updated	Jun 08, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Jan 23, 2024
Property Address	992 MERAMEC GROVE DR, BALLWIN, MO 63021-3310
Document Number	2024012300276
Map Reference	MB 362 PG 491&492
Instrument Date	Jan 19, 2024
Instrument	2024012300276
Transaction Type	Transfer
Record Updated	Feb 06, 2026
Title Company	CONTINENTAL, CONTINENTAL TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	736 TUSCAN VALLEY CT, MANCHESTER, MO 63021-5178

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	992 MERAMEC GROVE DR, BALLWIN, MO 63021-3310

Mortgage

Document Number	2024012300277
Date	Jan 23, 2024
Instrument	2024012300277

Lender

Name	BMO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2054

Interest

Rate Type	Adjustable Rate
Rate	7%
Type Change Date	Feb 01, 2031
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	12%
Index	SOFR Average 30-Day
Max Rate	12%

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	May 24, 2022
Property Address	992 MERAMEC GROVE DR, BALLWIN, MO 63021-3310
Document Number	2022052400222
Map Reference	MB 362 PG 491&492
Instrument Date	May 20, 2022
Instrument	2022052400222
Transaction Type	Transfer
Record Updated	Feb 06, 2026
Title Company	PARTNERS TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1680 BLUEWATER WAY, CHARLESTON, SC 29414-7924

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	992 MERAMEC GROVE DR, BALLWIN, MO 63021-3310

October 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST LOUIS MO
Property Address	992 MERAMEC GROVE DR, BALLWIN, MO 63021-3310
Document Number	0244805768
Instrument Date	Oct 19, 2020
Transaction Type	Mortgage
Record Updated	Jan 07, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	992 MERAMEC GROVE DR BALLWIN MO 630213310, BALLWIN, MO 63021-3310

Mortgage

Document Number	0244805768
Date	Dec 07, 2020
Book Page	024480/005768
Instrument	907

Lender

Name	WELLS FARGO BK
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Amount	Amount Recorded
Term	300 Months
Due	Dec 06, 2045

Interest

Rate	3.25%

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated September 29, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Unified School District	Parkway C-2 School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$92,950 (+16.23%) Land $31,350 Building $61,600	$489,200 (+16.23%) Land $165,000 Building $324,200
2024	$5,774.00 (+1.39%)
2023	$5,695.00 (+5.35%)	$79,970 (+15.6%) Land $19,230 Building $60,740	$420,900 (+15.6%) Land $101,200 Building $319,700
2022	$5,406.00	$69,180 Land $23,090 Building $46,090
2021			$364,100 Land $121,500 Building $242,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (29189C), updated August 10, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291892179323, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 15% of Missouri
Wildfire Likelihood	About 1 in 3,448 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 142 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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