Walker County property record for 992 Lofton Ln, Chickamauga, GA 30707
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3 ba · 2,394 sqft · built 2023 |
| Lot Size | 4.82 acres (210,395 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $50,000 (Aug 2016) |
| Tax Bill | $3,634 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Aug 2023 Construction Loan + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0298 032 |
| Primary APN | 0298 032 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,394 sqft Heated Area |
| 1st Floor Area | 2,394 sqft |
| Attic Area | 247 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 2023 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Composition/Composite |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 210,395 sqft (4.82 acres) |
| Garage Type | Mixed |
| Garage Area | 747 sqft |
| Carport | Carport |
| Carport Area | 840 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 80 sqft |
| Patio Area | 64 sqft |
| Utility Building | 192 sqft |
| Pole Barn | 750 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 15705 |
|---|---|
| Old Parcel Number | 0298032 |
| Street Address | 992 LOFTON LN |
| City | CHICKAMAUGA |
| State | GA |
| Zip | 30707-3500 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | TRACT 1 PER PLAT BOOK E PAGE 155 |
| Legal Subdivision | A E DENTON |
| Legal Tract | 1 |
| Jurisdiction | WALKER GA |
| Township / Civil Division | CHICKAMAUGA |
| Census Block Group | 5 |
| Census Block | 5014 |
| Census Tract | 20506 |
992 Lofton Ln is owned and occupied by two individuals who acquired it in August 2016.
Source: Walker County records, as of February 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 992 LOFTON LN, CHICKAMAUGA, GA 30707-3500 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES |
| Aug 30, 2023 | Deed of Trust, Mortgage · Construction Mortgage BUILTWELL BANK |
| May 25, 2018 | Deed of Trust, Mortgage · Conventional Mortgage FIRST VOLUNTEER BANK |
| Apr 27, 2017 | Deed of Trust, Mortgage FIRST VOLUNTEER BANK |
| Mar 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage TJC MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 17, 2016 · Amount on File |
| Deed Sale | Aug 17, 2016 · Amount on File |
| Prior Sale | Sep 13, 2005 · Amount on File |
| Deed Document Number | 0001900289 |
| Deed Book / Page | 1900 / 289 |
| Last Transfer Date | Aug 22, 2016 |
| Transfer Doc | 0019000289 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALKER GA |
| Property Address | 992 LOFTON LN, CHICKAMAUGA, GA 30707-3500 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 67 HAMILTON LN, CHICKAMAUGA, GA 30707-3536 |
| Document Number | 0021650000000785 |
|---|---|
| Date | Jul 16, 2021 |
| Book Page | 0000002165/0000000785 |
| Name | PENNYMAC LOAN SERVICES |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 348 Months |
| Due | Jan 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALKER GA |
| Property Address | 992 LOFTON LN, CHICKAMAUGA, GA 30707-3500 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2025 |
| Name | Verified Name |
|---|---|
| Address | 992 LOFTON LN, CHICKAMAUGA, GA 30707-3500 |
| Document Number | 0022990000000655 |
|---|---|
| Date | Aug 30, 2023 |
| Book Page | 0000002299/0000000655 |
| Name | BUILTWELL BANK |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Jan 1, 2024 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALKER GA |
| Property Address | 992 LOFTON LN, CHICKAMAUGA, GA 30707-3500 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0019830704 |
|---|---|
| Date | May 25, 2018 |
| Book Page | 1983/704 |
| Name | FIRST VOLUNTEER BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALKER GA |
| Property Address | 992 LOFTON LN, CHICKAMAUGA, GA 30707-3500 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0019310823 |
|---|---|
| Date | Apr 27, 2017 |
| Book Page | 1931/823 |
| Name | FIRST VOLUNTEER BANK |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 12 Months |
| Due | May 1, 2018 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALKER GA |
| Property Address | 992 LOFTON LN, CHICKAMAUGA, GA 30707-3500 |
| Document Number | 0020770211 |
| Instrument Date | Mar 30, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 27, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 67 HAMILTON LN CHICKAMAUGA GA 307073536, CHICKAMAUGA, GA 30707-3536 |
| Document Number | 0020770211 |
|---|---|
| Date | Apr 6, 2020 |
| Book Page | 002077/000211 |
| Name | TJC MTG |
|---|---|
| Type | Mortgage Company |
| Address | BIRMINGHAM, AL 35243 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 5, 2050 |
The 2025 property tax bill for 992 Lofton Ln was $3,634 with a homeowner's exemption.
Source: Walker County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Walker County |
| Unified School District | Walker County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,634.00 Homeowner's exemption | $181,107 Land $29,027 Building $152,080 | $452,767 Land $72,568 Building $380,199 |
| 2023 | $2,111.00 (+75.04%) Homeowner's exemption | $93,205 Land $32,225 Building $60,980 | $233,011 Land $80,562 Building $152,449 |
| 2022 | $1,206.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 992 Lofton Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 5, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 992 Lofton Ln is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 62% of the US · above 92% of Georgia |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALKER COUNTY WATER AUTHORITY serves 36,000 people · EPA ID GA2950003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Fulton Telephone Company Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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