992 Key Colony Ct, Mount Pleasant, SC 29464 Property Records

Charleston County property record for 992 Key Colony Ct, Mount Pleasant, SC 29464

Property Summary

Property Type	Townhouse
Details	2 bd · 1.5 ba · 1,000 sqft · built 2019
Lot Size	0.03 acres (1,307 sqft)
Owner	Individual Name on Record
Last Sale	$612,500 (Sep 2025)
Tax Bill	$6,851 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Sep 2025 Sale & Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`532-15-00-188`

Property Details

APN / Parcel Number

Primary APN	`532-15-00-188`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,000 sqft Living Area

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Townhouse
Lot Area	1,307 sqft (0.03 acres)

Location & Zoning

Street Address	992 KEY COLONY CT
City	MOUNT PLEASANT
State	SC
Zip	29464-4592
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	POLTWP MAPPLATB L15 MAPPLATP 0587 SUBDIVISIONNAME SULLIVANS POINTE BLOCK LOT 2 GOVLOT TRACT
Legal Subdivision	SULLIVANS POINTE
Legal Lot Number	2
Jurisdiction	CHARLESTON SC
Township / Civil Division	MOUNT PLEASANT
Census Block Group	4
Census Block	4000
Census Tract	4701

Owner

Source: Charleston County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	992 KEY COLONY CT, MOUNT PLEASANT, SC 29464-4592
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Sep 16, 2025	Deed, Transfer · Conventional Mortgage AMERIS BANK
Jul 12, 2019	Deed of Trust, Mortgage · FHA Mortgage COLONIAL NAT'L MTG
Jul 15, 2019	Grant Deed, Subdivision Related Transfer · FHA Mortgage COLONIAL SVGS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 16, 2025 · Amount on Record
Deed Sale	Sep 16, 2025 · Amount on Record
Prior Sale	Jul 15, 2019 · Amount on Record
Deed Book / Page	1338 / 326
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	992 KEY COLONY CT, MOUNT PLEASANT, SC 29464-4592
Transaction Type	Mortgage
Record Updated	Oct 6, 2025
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010750726
Date	Feb 7, 2022
Book Page	1075/726

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 1, 2052

September 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLESTON SC
Recording Date	Sep 16, 2025
Property Address	992 KEY COLONY CT, MOUNT PLEASANT, SC 29464-4592
Document Number	0013380326
Book / Page	1338 / 326
Map Reference	MB L16 PG 0258
Instrument Date	Sep 12, 2025
Transaction Type	Transfer
Record Updated	Oct 6, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,592.50
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	992 KEY COLONY CT, MOUNT PLEASANT, SC 29464-4592

Mortgage

Document Number	0001338328
Date	Sep 16, 2025
Instrument	1338/328

Lender

Name	AMERIS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	992 KEY COLONY CT, MOUNT PLEASANT, SC 29464-4592
Document Number	0861/0351
Instrument Date	Jul 12, 2019
Transaction Type	Mortgage
Record Updated	Mar 18, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	992 KEY COLONY CT MOUNT PLEASANT SC 294644592, MOUNT PLEASANT, SC 29464-4592

Mortgage

Document Number	0861/0351
Date	Feb 20, 2020
Book Page	000861/000351

Lender

Name	COLONIAL NAT'L MTG
Type	Mortgage Company
Address	FORT WORTH, TX 76102

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 19, 2050

July 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	CHARLESTON SC
Recording Date	Jul 15, 2019
Property Address	992 KEY COLONY CT, MOUNT PLEASANT, SC 29464-4592
Document Number	0808/0275
Book / Page	000808 / 000275
Instrument Date	Jun 26, 2019
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 14, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$400.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	992 KEY COLONY CT MOUNT PLEASANT SC 294644592, MOUNT PLEASANT, SC 29464-4592

Mortgage

Document Number	808/0278
Date	Jul 15, 2019
Book Page	000808/000278

Lender

Name	COLONIAL SVGS BK
Type	Federal Savings Bank
Address	FORT WORTH, TX 76102

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 14, 2049

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Mount Pleasant Town
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,851.00 (+12.22%)	$460,000 (+1,816.67%) Land $195,500 Building $264,500	$599,300 (+49.83%) Land $300,000 Building $299,300
2024	$6,105.00 (+9.06%)	$24,000 (-)
2022	$5,598.00	$24,000	$400,000 (-) Land $170,000 Building $230,000
2020			$400,000 Land $170,000 Building $230,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	12.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 512 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	646 units insured incl. 134 condo units
Nearby Flood Claims	72 (1980–2024)
Claims Outside the SFHA	33 of 72
Most Recent Claim	Aug 2024 · Hurricane Debby
Claims by Event	Hurricane Idalia, Aug 2023 · 4 claims Severe Storms And Flooding, Oct 2015 · 6 claims Hurricane Hugo, Sep 1989 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 85% of South Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MT PLEASANT WATERWORKS serves 91,500 people · EPA ID SC1010002
Water Source	Purchased surface water from CHARLESTON WATER SYSTEM
Last State Inspection	Dec 2022
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, WOW Internet, Cable & Phone.

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