Lewis And Clark County property record for 992 Guthrie Rd, Helena, MT 59602
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,355 sqft · built 2009 |
| Lot Size | 0.474 acres (20,647 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $239,700 (Jun 2009) |
| Tax Bill | $1,876 (2026) |
| Deeds & Mortgages | Jun 2026 Mortgage Apr 2023 Second Mortgage + 1 more |
| Flood Zone | Zone D (undetermined) |
| APN | R615196 |
| Primary APN | R615196 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,355 sqft Living Area |
| 1st Floor Area | 1,355 sqft |
| Basement Area | 832 sqft |
| Unfinished Basement | 832 sqft |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 20,647 sqft (0.474 acres) |
| Garage Area | 504 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 104 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0000044389 |
|---|---|
| Street Address | 992 GUTHRIE RD |
| City | HELENA |
| State | MT |
| Zip | 59602-9649 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NORTHSTAR PUD PHASE 1, S07, T11 N, R03 W, BLOCK 2, LOT 19, COS #3148872 |
| Legal Range | 03W |
| Legal Township | 11N |
| Legal Section | 07 |
| Legal Subdivision | NORTHSTAR PUD |
| Legal Block | 2 |
| Legal Lot Number | 19 |
| Jurisdiction | LEWIS AND CLARK MT |
| Township / Civil Division | LINCOLN |
| Census Block Group | 3 |
| Census Block | 3029 |
| Census Tract | 200 |
Source: Lewis And Clark County records, as of September 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 992 GUTHRIE RD, HELENA, MT 59602-9649 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 23, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKY MOUNTAIN CREDIT UNION |
| Apr 28, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKY MOUNTAIN CU |
| Jan 18, 2018 | Deed of Trust, Mortgage ROCKY MOUNTAIN CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 9, 2009 · Amount on Record |
| Deed Sale | Jun 9, 2009 · Amount on Record |
| Prior Sale | Mar 20, 2009 · Amount on Record |
| Deed Document Number | 20093168840 |
| Deed Book / Page | 40 / 2847 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEWIS AND CLARK MT |
| Recording Date | Jun 23, 2026 |
| Property Address | 992 GUTHRIE RD, HELENA, MT 59602-9649 |
| Document Number | 0003451633 |
| Book / Page | 65 / 5184 |
| Instrument Date | Jun 17, 2026 |
| Instrument | 20263451633 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 992 GUTHRIE RD, HELENA, MT 59602-9649 |
| Document Number | 0003451633, |
|---|---|
| Date | Jun 23, 2026 |
| Book Page | 65/5184 |
| Instrument | 20263451633 |
| Name | ROCKY MOUNTAIN CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 28, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.85% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEWIS AND CLARK MT |
| Property Address | 992 GUTHRIE RD, HELENA, MT 59602-9649 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2023 |
| Name | Verified Name |
|---|
| Document Number | 00M62/1050 |
|---|---|
| Date | Apr 28, 2023 |
| Book Page | M62/1050 |
| Instrument | 3410717 |
| Name | ROCKY MOUNTAIN CU |
|---|---|
| Type | Credit Union |
| Address | BOZEMAN, MT 59718 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 61 Months |
| Due | May 28, 2028 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEWIS AND CLARK MT |
| Property Address | 992 GUTHRIE RD, HELENA, MT 59602-9649 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2018 |
| Name | Verified Name |
|---|
| Document Number | , 3317030 |
|---|---|
| Date | Jan 18, 2018 |
| Book Page | M53/7877 |
| Instrument | 3317030 |
| Name | ROCKY MOUNTAIN CU |
|---|---|
| Type | Credit Union |
| Address | HELENA, MT 59602 |
| Amount | Amount Recorded |
|---|---|
| Term | 60 Months |
| Due | Jan 28, 2023 |
Source: Lewis And Clark County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Lewis And Clark County |
| Elementary School District | Helena Elementary School District (PK - 08) |
| Secondary School District | Helena High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,876.00 (+12.2%) | $373,600 (-) | |
| 2025 | $1,672.00 (-50.81%) | $373,600 (+2.22%) | $373,600 (+2.22%) Land $122,887 Building $250,713 |
| 2023 | $3,399.00 | $365,500 | $365,500 Land $84,873 Building $280,627 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1986) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 1986 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 87% of Montana |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH STAR PUD private · serves 715 people · EPA ID MT0004264 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | 7 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
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