992 E Polk Rd, Hart, MI 49420 Property Records

Oceana County property record for 992 E Polk Rd, Hart, MI 49420

Property Summary

Property Type	Single Family Home
Details	1,401 sqft
Lot Size	1.18 acres (51,401 sqft)
Owner	2 Individual Names on Record
Last Sale	$130,000 (May 2026)
Tax Bill	$1,191 (2025)
Deeds & Mortgages	May 2026 Sale May 2026 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`008-017-300-03`

Property Details

APN / Parcel Number

Primary APN	`008-017-300-03`

Interior

Stories	1 Story
Building Area	1,401 sqft Gross Area
1st Floor Area	1,018 sqft
Basement Area	766 sqft

Exterior

Lot Area	51,401 sqft (1.18 acres)

Location & Zoning

Street Address	992 E POLK RD
City	HART
State	MI
Zip	49420-8869
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	992 E POLK RD - SEC 17 T15N R16W -1 A M/L- E 250 FT OF S 210 FT OF E 1/2 OF W 1/2 OF SW 1/4 QC-2003/8772 QC-2006/12304 WD-201
Legal Range	16W
Legal Township	15N
Legal Section	17
Jurisdiction	OCEANA MI
Township / Civil Division	ELBRIDGE
Census Block Group	2
Census Block	2146
Census Tract	10500

Owner

Source: Oceana County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3 N WATER ST, HART, MI 49420-1187
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
May 15, 2026	Deed, Transfer ATTORNEY ONLY
May 15, 2026	Special Warranty Deed NONE LISTED ON DOCUMENT
May 15, 2026	Special Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Nov 22, 2021	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 15, 2026 · Amount on Record
Deed Sale	May 15, 2026 · Amount on Record
Prior Sale	May 15, 2026 · Amount on Record
Deed Document Number	20262990
Deed Book / Page	2026 / 10730
Prior Transfer Date	May 22, 2025
Prior Transfer Doc	2025/10886
Record Updated	Oct 29, 2026

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	OCEANA MI
Recording Date	May 15, 2026
Property Address	992 E POLK RD, HART, MI 49420-8869
Instrument Date	May 7, 2026
Transaction Type	Transfer
Record Updated	Sep 1, 2026
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

May 2026: Special Warranty Deed

Document Type	Special Warranty Deed
Jurisdiction	OCEANA MI
Recording Date	May 15, 2026
Property Address	992 E POLK RD, HART, MI 49420-8869
Document Number	0000002990
Book / Page	2026 / 10730
Instrument Date	May 7, 2026
Instrument	20262990
Record Updated	Jun 17, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

May 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OCEANA MI
Recording Date	May 15, 2026
Property Address	992 E POLK RD, HART, MI 49420-8869
Document Number	2026/10730
Book / Page	2026 / 10730
Instrument Date	May 7, 2026
Instrument	20262990
Transaction Type	Transfer
Record Updated	Sep 1, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OCEANA MI
Recording Date	Nov 22, 2021
Property Address	992 E POLK RD, HART, MI 49420-8869
Document Number	2021/30270
Book / Page	2021 / 30270
Instrument Date	Oct 29, 2021
Instrument	202100007927
Transaction Type	Transfer
Record Updated	Jan 3, 2022
Title Company	ARM TITLE AGENCY LLC, STAR TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,075.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	992 E POLK RD, 992, HART, MI 49420-8869

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 S DRYDEN ST, HART, MI 49420-1307

Mortgage

Document Number	202100007928
Date	Nov 22, 2021
Instrument	202100007928

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

Source: Oceana County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oceana County
County Subdivision	Elbridge Township
Unified School District	Hart Public School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$86,000 (+44.3%) Land $1,900 Building $84,100	$172,000 (+44.3%) Land $3,800 Building $168,200
2025	$1,191.00 (+2.32%) Homeowner's exemption	$59,600 (+29.28%) Land $1,700 Building $57,900	$119,200 (+29.28%) Land $3,400 Building $115,800
2024	$1,164.00 (+12.9%)
2023		$46,100 Land $46,100	$92,200 (-) Land $92,200
2022	$1,031.00		$92,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 23, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Truestream Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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