Somerset County property record for 992 E Main St, Somerset, PA 15501
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,420 sqft · built 1960 |
| Lot Size | 0.358 acres (15,573 sqft) |
| Owner | Individual Name on File |
| Last Sale | $110,000 (Jan 2016) |
| Tax Bill | $3,417 (2026) |
| Deeds & Mortgages | Jan 2023 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | S41-042-023-000 |
| Primary APN | S41-042-023-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,420 sqft Living Area |
| 1st Floor Area | 1,420 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Roof Material | Asbestos |
| Lot Area | 15,573 sqft (0.358 acres) |
| Lot Dimensions | 190 ft deep x 82 ft wide |
| Garage Type | Attached |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 410017160 |
|---|---|
| Street Address | 992 E MAIN ST |
| City | SOMERSET |
| State | PA |
| Zip | 15501-2155 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 0.3575 A 1 STY BR DWG ATT GAR |
| Jurisdiction | SOMERSET PA |
| Township / Civil Division | SOMERSET |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 21100 |
992 E Main St is owned and occupied by an individual who bought it in January 2016.
Source: Somerset County records, as of April 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 992 E MAIN ST, SOMERSET, PA 15501-2155 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 4, 2016 · Amount on File |
| Deed Sale | Jan 4, 2016 · Amount on File |
| Deed Document Number | 201650 |
| Deed Book / Page | 2557 / 140 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET PA |
| Property Address | 992 E MAIN ST, SOMERSET, PA 15501-2155 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 003001/221 |
|---|---|
| Date | Jan 25, 2023 |
| Book Page | 3001/221 |
| Instrument | 2023000561 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Jan 1, 2028 |
The 2026 property tax bill for 992 E Main St was $3,417 with a homeowner's exemption.
Source: Somerset County assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Somerset County |
| Municipality | Somerset Borough |
| Unified School District | Somerset Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,417.00 Homeowner's exemption | $41,750 | |
| 2024 | $3,322.00 (+2.28%) | $41,750 (-) | |
| 2023 | $3,248.00 | $41,750 | |
| 1998 | $83,500 Land $20,660 Building $62,840 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 992 E Main St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective October 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (1996) |
| Most Recent Claim | Jan 1996 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 992 E Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOMERSET BORO MUNI WATER AUTH serves 6,309 people · EPA ID PA4560042 |
|---|---|
| Water Source | Purchased surface water from SOMERSET CNTY QUEMAHONING SYST |
| Last State Inspection | Nov 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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