992 Co Rd 99, Verbena, AL 36091 Property Records

Chilton County property record for 992 Co Rd 99, Verbena, AL 36091

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,956 sqft · built 2022
Lot Size	1.48 acres (64,469 sqft)
Owner	Individual Name on File
Last Sale	$29,000 (Oct 2021)
Deeds & Mortgages	Aug 2026 Mortgage Sep 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`2301120000016003`

Property Details

APN / Parcel Number

Primary APN	`2301120000016003`
Alternative APN	`33684`

Interior

Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Building Area	1,956 sqft Adjusted Area
1st Floor Area	1,956 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	64,469 sqft (1.48 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	33684
Street Address	992 COUNTY ROAD 99
City	VERBENA
State	AL
Zip	36091-2508
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FROM THE SW COR OF SEC 12 E. ALG S/L OF SEC 579.55 TO PT ON
Legal Range	14
Legal Township	20
Legal Section	12
Jurisdiction	CHILTON AL
Township / Civil Division	VERBENA
Census Block Group	2
Census Block	2024
Census Tract	60701

Owner

992 Co Rd 99 is owned and occupied by an individual who bought it in October 2021.

Source: Chilton County records, as of March 31, 2026

Owner of Record	Individual Name on File
Mailing Address	992 COUNTY ROAD 99, VERBENA, AL 36091-2508
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 26, 2025	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 15, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 1, 2023	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 4, 2021 · Amount on File
Deed Sale	Oct 4, 2021 · Amount on File
Prior Sale	Oct 26, 2009
Deed Document Number	2021240982
Deed Book / Page	2021 / 240982
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHILTON AL
Recording Date	Aug 26, 2026
Property Address	992 COUNTY ROAD 99, VERBENA, AL 36091-2508
Document Number	0000277330
Book / Page	2026 / 277330
Instrument Date	Aug 18, 2026
Instrument	2026277330
Transaction Type	Mortgage
Record Updated	Sep 18, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	992 COUNTY ROAD 99, VERBENA, AL 36091-2508

Mortgage

Document Number	0000277330,
Date	Aug 26, 2026
Book Page	2026/277330
Instrument	2026277330

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHILTON AL
Property Address	992 COUNTY ROAD 99, VERBENA, AL 36091-2508
Transaction Type	Mortgage
Record Updated	Oct 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	992 COUNTY ROAD 99, VERBENA, AL 36091-2508

Mortgage

Document Number	R2025/270367
Date	Sep 26, 2025
Book Page	R2025/270367
Instrument	270367

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	585 SOUTH BLVD E, PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHILTON AL
Property Address	992 COUNTY ROAD 99, VERBENA, AL 36091-2508
Transaction Type	Mortgage
Record Updated	Jan 30, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	R2022/250074
Date	Dec 15, 2022
Book Page	R2022/250074
Instrument	250074

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2052

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHILTON AL
Property Address	992 COUNTY ROAD 99, VERBENA, AL 36091-2508
Transaction Type	Mortgage
Record Updated	Jan 30, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	992 COUNTY ROAD, VERBENA, AL 36091

Mortgage

Document Number	R2023/254659
Date	Aug 1, 2023
Book Page	R2023/254659
Instrument	254659

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2053

Tax Assessment & Valuation

Source: Chilton County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Chilton County
Unified School District	Chilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$55,440 Land $5,360 Building $50,080	$277,200 Land $26,800 Building $250,400
2023	$56,100 Land $5,360 Building $50,740	$280,500 Land $26,800 Building $253,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 992 Co Rd 99 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 18, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 992 Co Rd 99 is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 64% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Central Access Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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