992 Chippewa Dr, Elgin, IL 60120 Property Records

Cook County property record for 992 Chippewa Dr, Elgin, IL 60120 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,415 sqft · built 1974
Lot Size	0.263 acres (11,458 sqft)
Owner	Trust Name on File
Tax Bill	$7,205 (2023)
Deeds & Mortgages	Aug 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`06-07-113-016`

Property Details

APN / Parcel Number

Primary APN	`06-07-113-016`
Alternative APN	`06-07-113-016-0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Building Area	2,415 sqft Living Area
Stories	1 Story
Fireplace	Fireplace
Fireplaces	1 Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1975
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	11,458 sqft (0.263 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Detached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	992 CHIPPEWA DR
City	ELGIN
State	IL
Zip	60120-4026
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(LORDS) (PARK) MANOR (UNIT9) SUB PT OF LT 5 IN CIRCUI T COURT PARTITION OF PTS OF SECS 6 & 7 SEC 07-41-09
Legal Range	09E
Legal Township	41N
Legal Section	07
Legal Subdivision	LORDS PARK MANOR UNIT9
Legal Lot Number	5
Legal Unit	9
Jurisdiction	COOK IL
Township / Civil Division	HANOVER
Census Block Group	2
Census Block	2008
Census Tract	804403

Owner

Source: Cook County records · APN 06-07-113-016

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on File
Mailing Address	992 CHIPPEWA DR, ELGIN, IL 60120-4026
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Personal Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Oct 07, 2002
Transfer Doc	0000078816
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	992 CHIPPEWA DR, ELGIN, IL 60120-4026
Transaction Type	Mortgage
Record Updated	Sep 09, 2022
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	992 CHIPPEWA DR, ELGIN, IL 60120-4026

Mortgage

Document Number	0024106135
Date	Aug 29, 2022
Instrument	2224106135

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	357 Months
Due	May 25, 2052

Tax Assessment & Valuation

Source: Cook County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Hanover Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$40,000 (+29.04%) Land $8,021 Building $31,979	$400,000 (+29.04%) Land $80,210 Building $319,790
2023	$7,205.00 (+3.68%)
2022	$6,949.00 Homeowner's exemption Senior Citizen's exemption	$30,999 Land $7,447 Building $23,552	$309,990 Land $74,470 Building $235,520

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cook County (17031C), updated February 11, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.