992 Cherokee Trl, Willoughby, OH 44094 Property Records

Lake County property record for 992 Cherokee Trl, Willoughby, OH 44094

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 780 sqft · built 1950
Lot Size	0.091 acres (3,999 sqft)
Owner	Individual Name on File
Last Sale	$105,000 (Jan 2023)
Tax Bill	$3,477 (2023)
Deeds & Mortgages	Jan 2023 Sale & Mortgage Jun 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`27-B-055-B-00-120-0`

Property Details

APN / Parcel Number

Primary APN	`27-B-055-B-00-120-0`
Alternative APN	`118`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	780 sqft Living Area
1st Floor Area	780 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1990
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	3,999 sqft (0.091 acres)
Lot Dimensions	100 ft deep x 40 ft wide
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Enclosed Porch
Porch Area	150 sqft
Deck Area	120 sqft
Patio Area	25 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Account Number	118
Street Address	992 CHEROKEE TRL
City	WILLOUGHBY
State	OH
Zip	44094-7209
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-60
Legal Description	LOT 1 & 4 DOUGLASS & 16 TRACT
Legal Subdivision	ARROWHEAD BEACH NO. 2
Legal Tract	9
Legal Block	C
Legal Lot Number	32
Jurisdiction	LAKE OH
Township / Civil Division	WILLOUGHBY
Census Block Group	1
Census Block	1001
Census Tract	201700

Owner

992 Cherokee Trl is owned and occupied by an individual who bought it in January 2023.

Source: Lake County records, as of April 25, 2024

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	992 CHEROKEE TRL, WILLOUGHBY, OH 44094-7209
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2023	Land Contract, Transfer · Land Contract LINDA ANDERSON
Jun 18, 2021	Transfer on Death Deed, Transfer
Jun 18, 2021	Intrafamily Transfer, Transfer
Jun 2, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 30, 2023 · Amount on File
Deed Sale	Jan 30, 2023 · Amount on File
Prior Sale	Jun 2, 2021
Deed Document Number	0000001666
Record Updated	Jun 7, 2026

January 2023: Land Contract, Transfer

Document Type	Land Contract
Jurisdiction	LAKE OH
Recording Date	Jan 30, 2023
Property Address	992 CHEROKEE TRL, WILLOUGHBY, OH 44094-7209
Document Number	0000001666
Map Reference	VOL F PG 41
Instrument Date	Jan 23, 2023
Instrument	2023R001666
Transaction Type	Transfer
Record Updated	Feb 9, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7326 SCOTTSDALE CIR, MENTOR, OH 44060-6442

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	992 CHEROKEE TRL, WILLOUGHBY, OH 44094-7209

Mortgage

Date	Jan 30, 2023

Lender

Name	LINDA ANDERSON
Type	Private Party

Agreement

Type	Land Contract
Amount	Amount on Record

June 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	LAKE OH
Recording Date	Jun 18, 2021
Property Address	992 CHEROKEE TRL, WILLOUGHBY, OH 44094-7209
Document Number	0000020949
Map Reference	VOL F PG 41
Instrument Date	Jun 16, 2021
Instrument	2021R020949
Transaction Type	Transfer
Record Updated	Aug 25, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE OH
Recording Date	Jun 18, 2021
Property Address	992 CHEROKEE TRL, WILLOUGHBY, OH 44094-7209
Document Number	0000020948
Map Reference	VOL F PG 41
Instrument Date	Jun 16, 2021
Instrument	2021R020948
Transaction Type	Transfer
Record Updated	Aug 25, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7326 SCOTTSDALE CIR, MENTOR, OH 44060-6442

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE OH
Recording Date	Jun 2, 2021
Property Address	992 CHEROKEE TRL, WILLOUGHBY, OH 44094-7209
Document Number	0000018643
Map Reference	VOL F PG 41
Instrument Date	Jun 1, 2021
Instrument	2021R018643
Transaction Type	Transfer
Record Updated	Aug 25, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7326 SCOTTSDALE CIR, MENTOR, OH 44060-6442

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
Municipality	Willoughby City
Unified School District	Willoughby-Eastlake City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,477.00 (+49.42%) Homeowner's exemption	$36,730 (-) Land $7,860 Building $28,870
2022	$2,327.00	$36,730 Land $7,860 Building $28,870
2021			$104,930 Land $22,450 Building $82,480

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 992 Cherokee Trl in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	10 (1986–2006)
Claims Outside the SFHA	8 of 10
Most Recent Claim	Jul 2006 · Severe Storms, Straight Line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 992 Cherokee Trl has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE COUNTY WEST WATER SUBDISTRICT serves 78,379 people · EPA ID OH4302411
Water Source	Surface water
Last State Inspection	Jun 2025
Also Mapped Here	AQUA OHIO - MENTOR
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 680 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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