992 Carnation Dr, Winter Park, FL 32792 Property Records

Orange County property record for 992 Carnation Dr, Winter Park, FL 32792

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,000 sqft · built 1959
Lot Size	0.187 acres (8,132 sqft)
Owner	Individual Name on Record
Last Sale	$330,000 (May 2025)
Tax Bill	$3,080 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Mar 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-22-30-2274-03-340`

Property Details

APN / Parcel Number

Primary APN	`03-22-30-2274-03-340`
Alternative APNs	`302203227403340` `470869` `476520` `481082`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,000 sqft Living Area
Gross Area	1,400 sqft
1st Floor Area	1,000 sqft
Utility Area	110 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1989
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,132 sqft (0.187 acres)
Garage Type	Carport
Garage Area	220 sqft
Carport	Carport
Carport Area	220 sqft
Parking Spaces	1 Parking Space
Porch	Finished/Open Porch
Porch Area	70 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	992 CARNATION DR
City	WINTER PARK
State	FL
Zip	32792-2950
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	EASTBROOK SUB UNIT NO 2 W/118 LOT 34 BLK 3
Legal Range	30E
Legal Township	22S
Legal Section	03
Legal Subdivision	EASTBROOK SUB UT 2
Legal Tract	2274
Legal Block	3
Legal Lot Number	34
Legal Unit	2
Jurisdiction	ORANGE FL
Township / Civil Division	ORLANDO
Census Block Group	2
Census Block	2024
Census Tract	16302

Owner

Source: Orange County records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	992 CARNATION DR, WINTER PARK, FL 32792-2950
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2020	Deed of Trust, Mortgage UNITED WHOLESALE MTG
Mar 4, 2019	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 12, 2025 · Amount on Record
Deed Sale	May 12, 2025 · Amount on Record
Prior Sale	Mar 4, 2019 · Amount on Record
Deed Document Number	2025275678
Prior Transfer Date	Oct 14, 2010
Prior Transfer Doc	0000657770
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	992 CARNATION DR, WINTER PARK, FL 32792-2950
Document Number	0000214508
Instrument Date	Mar 27, 2020
Transaction Type	Mortgage
Record Updated	May 7, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	992 CARNATION DR WINTER PARK FL 327922950, WINTER PARK, FL 32792-2950

Mortgage

Document Number	0000214508
Date	Apr 3, 2020
Instrument	214508

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 2, 2050

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Mar 4, 2019
Property Address	992 CARNATION DR, WINTER PARK, FL 32792-2950
Document Number	0000129155
Map Reference	MB W PG 118
Instrument Date	Feb 26, 2019
Instrument	20190129155
Transaction Type	Transfer
Record Updated	Aug 1, 2022
Title Company	PEAK TITLE PROFESSIONALS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,505.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	992 CARNATION DR, 992, WINTER PARK, FL 32792-2950

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	992 CARNATION DR, WINTER PARK, FL 32792-2950

Mortgage

Document Number	0000129156
Date	Mar 4, 2019
Instrument	20190129156

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$299,180 (+46.17%) Land $110,000 Building $189,180	$299,180 (-1.17%) Land $110,000 Building $189,180
2025	$3,080.00 (+6.35%) Homeowner's exemption	$204,680 (+5.99%)	$302,710 (+8.13%) Land $110,000 Building $192,710
2024	$2,896.00 (+7.54%)
2023	$2,693.00 (+4.38%) Homeowner's exemption	$193,118 (+3%)	$279,940 (+25.59%) Land $110,000 Building $169,940
2022	$2,580.00 Homeowner's exemption	$187,493	$222,903 Land $80,000 Building $142,903

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	114 units insured incl. 108 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER PARK, CITY OF (3 WPS) serves 82,984 people · EPA ID FL3481482
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 480 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Metronet.

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