Sacramento County property record for 992 Bernal Rd, Galt, CA 95632
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,386 sqft · built 1986 |
| Lot Size | 1.36 acres (59,677 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $227,500 (Mar 2024) |
| Tax Bill | $5,900 (2025) |
| Deeds & Mortgages | Mar 2024 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 150-0101-063-0000 |
| Primary APN | 150-0101-063-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,386 sqft Living Area |
| 1st Floor Area | 1,386 sqft |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | L-Shape |
| Exterior Material | Wood Shingle |
| Construction Type | Wood |
| Roof Material | Other |
| Lot Area | 59,677 sqft |
| Garage Area | 520 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 992 BERNAL RD |
|---|---|
| City | GALT |
| State | CA |
| Zip | 95632-8343 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Description | POR PCL D OF PM 43-18 DESC AS BEG AT SE COR SD ALPCL TH S 89% 2837W 296.66 FT TH N 05% 3950W AL196.04 FT TH N 89% 19E |
| Jurisdiction | SACRAMENTO CA |
| Township / Civil Division | GALT |
| Census Block Group | 1 |
| Census Block | 1041 |
| Census Tract | 9504 |
Source: Sacramento County records, as of July 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 992 BERNAL RD, GALT, CA 95632-8343 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Widow or Widower |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 18, 2024 · Amount on Record |
| Deed Sale | Mar 18, 2024 · Amount on Record |
| Prior Sale | Jul 25, 2014 · Amount on Record |
| Deed Book / Page | 20240318 / 591 |
| Prior Transfer Date | Jun 18, 2015 |
| Prior Transfer Doc | 0000000173 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Mar 18, 2024 |
| Property Address | 992 BERNAL RD, GALT, CA 95632-8343 |
| Document Number | 0000000591 |
| Map Reference | MB 43 PG 18 |
| Instrument Date | Mar 14, 2024 |
| Instrument | 202403180591 |
| Transaction Type | Transfer |
| Record Updated | Mar 29, 2024 |
| Title Company | PLACER TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 992 BERNAL RD, GALT, CA 95632-8343 |
Source: Sacramento County assessment roll, as of July 22, 2026
| Type | Name |
|---|---|
| State | California |
| County | Sacramento County |
| Municipality | Galt City |
| Elementary School District | Galt Joint Union Elementary School District (KG - 08) |
| Secondary School District | Galt Joint Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $530,604 (+2%) Land $239,292 Building $291,312 | |
| 2025 | $5,900.00 (+31.23%) Homeowner's exemption | $520,200 (+32.45%) Land $234,600 Building $285,600 |
| 2024 | $4,496.00 (+1.7%) | |
| 2023 | $4,421.00 (+4.22%) | $392,756 Land $138,619 Building $254,137 |
| 2022 | $4,242.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · lower than 69% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF GALT serves 26,536 people · EPA ID CA3410011 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Softcom Internet Communications Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| DigitalPath Fixed Wireless | 200 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
May also be available: Matrix Broadband.
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