9918 Windrow Dr, Indian Trail, NC 28079 Property Records

Union County property record for 9918 Windrow Dr, Indian Trail, NC 28079

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,757 sqft · built 1999
Lot Size	1.48 acres (64,469 sqft)
Owner	2 Individual Names on File
Last Sale	$900,000 (Oct 2025)
Tax Bill	$3,993 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Jan 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-213-125`

Property Details

APN / Parcel Number

Primary APN	`08-213-125`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	3,757 sqft Living Area
Gross Area	4,523 sqft
1st Floor Area	2,520 sqft
Basement Area	224 sqft
Unfinished Basement	224 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	64,469 sqft (1.48 acres)
Garage Type	Attached
Garage Area	539 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	115 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	9918 WINDROW DR
City	INDIAN TRAIL
State	NC
Zip	28079-6549
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-40 FAIR
Legal Description	#51 TALLWOOD ESTATES PH2 SEC2 OPCE130
Legal Subdivision	TALLWOOD ESTATE
Jurisdiction	UNION NC
Township / Civil Division	GOOSE CREEK
Census Block Group	1
Census Block	1000
Census Tract	20203

Owner

9918 Windrow Dr is owned and occupied by two individuals who bought it in October 2025.

Source: Union County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	9918 WINDROW DR, INDIAN TRAIL, NC 28079-6549
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2025	Warranty Deed, Transfer · VA Mortgage PRIMIS MORTGAGE CO
Jan 5, 2017	Warranty Deed, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 10, 2025 · Amount on File
Deed Sale	Oct 10, 2025 · Amount on File
Prior Sale	Jun 27, 2025 · Amount on File
Deed Document Number	202526542
Deed Book / Page	9219 / 658
Prior Transfer Date	Jul 26, 2011
Prior Transfer Doc	0005569107
Record Updated	Oct 29, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Oct 10, 2025
Property Address	9918 WINDROW DR, INDIAN TRAIL, NC 28079-6549
Document Number	0009219658
Book / Page	9219 / 658
Map Reference	CAB E FILE 130
Instrument Date	Oct 10, 2025
Instrument	26542
Transaction Type	Transfer
Record Updated	Oct 24, 2025

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,800.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2122 GOOSE CREEK FARM LN, INDIAN TRAIL, NC 28079-0376

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9918 WINDROW DR, INDIAN TRAIL, NC 28079-6549

Mortgage

Document Number	0000026543
Date	Oct 10, 2025
Instrument	26543

Lender

Name	PRIMIS MORTGAGE CO
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Jan 5, 2017
Property Address	9918 WINDROW DR, INDIAN TRAIL, NC 28079-6549
Document Number	0006855597
Book / Page	6855 / 597
Map Reference	CAB E FILE 130
Instrument Date	Jan 5, 2017
Instrument	0000349
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	INVESTORS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$936.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3522 TILLEY MORRIS RD, 3522, MATTHEWS, NC 28105-7120

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9918 WINDROW DR, INDIAN TRAIL, NC 28079-6549

Mortgage

Document Number	0000000350
Date	Jan 5, 2017
Instrument	0000350

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 9918 Windrow Dr was $3,993, up 15.5% from the year before.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Fairview Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$781,900 (-) Land $127,800 Building $654,100	$781,900 (-) Land $127,800 Building $654,100
2025	$3,993.00 (+15.54%)	$781,900 (+51.21%) Land $127,800 Building $654,100	$781,900 Land $127,800 Building $654,100
2024	$3,456.00 (+1.53%)	$517,100 (-) Land $87,500 Building $429,600
2023	$3,404.00	$517,100 Land $87,500 Building $429,600	$517,100 Land $87,500 Building $429,600
2021			$517,100 Land $87,500 Building $429,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9918 Windrow Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9918 Windrow Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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