9918 Spring Lake Dr, Clermont, FL 34711 Property Records

Lake County property record for 9918 Spring Lake Dr, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,200 sqft · built 1999
Lot Size	0.228 acres (9,939 sqft)
Owner	2 Individual Names on File
Last Sale	$313,500 (Mar 2019)
Tax Bill	$3,877 (2024)
Deeds & Mortgages	Nov 2021 Second Mortgage Mar 2019 Sale & Mortgage + 1 more
Flood Zone	Zone A (high risk)
APN	`11-22-25-1005-000-12400`

Property Details

APN / Parcel Number

Primary APN	`11-22-25-1005-000-12400`
Alternative APNs	`252211100500012400` `3432037`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,200 sqft Living Area
Gross Area	2,620 sqft
1st Floor Area	2,200 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2023
Exterior Material	Brick
Construction Type	Frame
Roof Material	Asphalt
Lot Area	9,939 sqft (0.228 acres)
Lot Dimensions	134 ft deep x 79 ft wide
View / Lot	Golf Course
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	324 sqft
Porch	Finished/Open Porch
Porch Area	826 sqft
Deck Area	Deck Area
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3432037
Street Address	9918 SPRING LAKE DR
City	CLERMONT
State	FL
Zip	34711-7983
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	PALISADES PHASE I LOT 124 PB 32 PG 55-57 ORB 5243 PG 1746
Legal Range	25E
Legal Township	22S
Legal Section	11
Legal Subdivision	PALISADES PHASE I
Legal Tract	1005
Legal Lot Number	124
Jurisdiction	LAKE FL
Township / Civil Division	GROVELAND-MASCOTTE
Census Block Group	2
Census Block	2085
Census Tract	31207

Owner

9918 Spring Lake Dr is owned and occupied by two individuals who bought it in March 2019.

Source: Lake County records, as of November 26, 2025

Owner of Record	2 Individual Names on File
Mailing Address	9918 SPRING LAKE DR, CLERMONT, FL 34711-7983
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage WE FLORIDA FINANCIAL
Mar 4, 2019	Warranty Deed, Transfer · ARM WE FLORIDA FINANCIAL
Nov 13, 2018	Deed of Trust, Mortgage · Line of Credit FAIRWINDS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 4, 2019 · Amount on File
Deed Sale	Mar 4, 2019 · Amount on File
Prior Sale	Dec 15, 2015 · Amount on File
Deed Document Number	201923801
Deed Book / Page	5243 / 1746
Prior Transfer Date	Mar 10, 2015
Prior Transfer Doc	0046050896
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	9918 SPRING LAKE DR, CLERMONT, FL 34711-7983
Transaction Type	Mortgage
Record Updated	May 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9918 SPRING LAKE DR, CLERMONT, FL 34711-7983
Investor	Possibly a Property Investor

Mortgage

Document Number	0058260653
Date	Nov 1, 2021
Book Page	5826/653
Instrument	2021150821

Lender

Name	WE FLORIDA FINANCIAL
Type	Funding / Finance Company
Address	POMPANO BEACH, FL 33063

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	119 Months
Due	Oct 27, 2031

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Mar 4, 2019
Property Address	9918 SPRING LAKE DR, CLERMONT, FL 34711-7983
Document Number	0052431746
Book / Page	5243 / 1746
Map Reference	MB 32 PG 55
Instrument Date	Mar 1, 2019
Instrument	2019023801
Transaction Type	Transfer
Record Updated	Jan 11, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,194.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	30 MARKET POINT DR # DR6104, 30, GREENVILLE, SC 29607-6587

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9918 SPRING LAKE DR, CLERMONT, FL 34711-7983
Investor	Possibly a Property Investor

Mortgage

Document Number	2019023802
Date	Mar 4, 2019
Instrument	2019023802

Lender

Name	WE FLORIDA FINANCIAL
Type	Funding / Finance Company

Agreement

Type	ARM
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2034

Interest

Rate Type	Adjustable Rate
Rate	3.95%
Type Change Date	Apr 1, 2029
Change Frequency	Annually
Min Rate At Change	3.95%
Max Rate At Change	8.95%
Index	1-Year LIBOR
Max Rate	8.95%

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	9918 SPRING LAKE DR, CLERMONT, FL 34711-7983
Document Number	0052020434
Instrument Date	Nov 13, 2018
Transaction Type	Mortgage
Record Updated	Dec 7, 2018
Title Company	MORTGAGE TITLE SERVICES INC, MORTGAGEE TITLE SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9918 SPRING LAKE DR CLERMONT FL 347117983, CLERMONT, FL 34711-7983

Mortgage

Document Number	0052020434
Date	Nov 27, 2018
Book Page	005202/000434
Instrument	136717

Lender

Name	FAIRWINDS CU
Address	ORLANDO, FL 32826

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 26, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$291,430 (+2.9%)	$397,254 (-) Land $102,300 Building $294,954
2025		$283,220 Land $102,300 Building $180,920	$397,254 Land $102,300 Building $294,954
2024	$3,877.00 (+7.43%)
2023	$3,609.00 (+7.12%) Homeowner's exemption	$267,230 (+3%)	$415,650 (+34.18%) Land $102,300 Building $313,350
2022	$3,369.00 Homeowner's exemption	$259,450	$309,771 Land $62,000 Building $247,771

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9918 Spring Lake Dr in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 19 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9918 Spring Lake Dr is moderate, ranking above 47% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 82% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GROVELAND WATER DEPARTMENT serves 23,628 people · EPA ID FL3350476
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: CenturyLink, Spectrum, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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