9918 MB Davis Ct, Emerald Isle, NC 28594 Property Records

Carteret County property record for 9918 MB Davis Ct, Emerald Isle, NC 28594 · Last verified April 2026

Property Summary

Property Type	Commercial
Details	4 bd · 2.5 ba · 2,128 sqft · built 2002
Lot Size	0.59 acres (25,700 sqft)
Owner	Company Name on File
Last Sale	$410,000 (Jan 2016)
Tax Bill	$1,887 (2025)
Deeds & Mortgages	Aug 2025 Mortgage Aug 2025 Sale + 5 more
Flood Zone	Zone X (moderate risk)
APN	`5373.12.75.8961000`

Property Details

APN / Parcel Number

Primary APN	`5373.12.75.8961000`
Alternative APNs	`226015` `70605`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,128 sqft Total Area
Sunroom	Sunroom
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	25,700 sqft (0.59 acres)
Lot Dimensions	338 ft deep x 99 ft wide
Garage Type	Finished
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	288 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	70605
Street Address	9918 MB DAVIS CT
City	EMERALD ISLE
State	NC
Zip	28594-2359
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	L112 PT L113 SPINNAKERS REACH
Legal Subdivision	SPINNAKERS REACH
Legal Block	75
Legal Lot Number	112
Jurisdiction	CARTERET NC
Township / Civil Division	WHITE OAK
Census Block Group	2
Census Block	2000
Census Tract	970904

Owner

Source: Carteret County records · APN 5373.12.75.8961000

Assessment roll updated November 24, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	5205 BOGUE SOUND DR, EMERALD ISLE, NC 28594-3502
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2025	Deed of Trust, Mortgage · Non-Conforming Investor Loan SOUTHERN BANK & TRUST CO
Aug 13, 2025	Warranty Deed, Transfer
Apr 26, 2024	Warranty Deed, Transfer
Jan 29, 2019	Deed of Trust, Mortgage · SBA Mortgage UNITED STATES SMALL BUSINESS ADMIN
Mar 28, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Dec 03, 2018	Deed of Trust, Mortgage · Conventional Mortgage US SMALL BUSN ADMN
Dec 28, 2017	Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 04, 2016 · Amount on Record
Deed Sale	Jan 04, 2016 · Amount on Record
Deed Document Number	20161529345
Deed Book / Page	1529 / 345
Record Updated	Jun 08, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTERET NC
Property Address	9918 MB DAVIS CT, EMERALD ISLE, NC 28594-2359
Transaction Type	Mortgage
Record Updated	Nov 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0018630304
Date	Aug 13, 2025
Book Page	1863/304
Instrument	1863304

Lender

Name	SOUTHERN BANK & TRUST CO
Type	Bank
Address	STONEWALL, NC 28583

Agreement

Type	Non-Conforming Investor Loan
Amount	Amount Recorded

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTERET NC
Recording Date	Aug 13, 2025
Property Address	9918 MB DAVIS CT, EMERALD ISLE, NC 28594-2359
Document Number	0018630298
Book / Page	1863 / 298
Map Reference	FILE 34563
Instrument Date	Aug 09, 2025
Instrument	1863298
Transaction Type	Transfer
Record Updated	Nov 24, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	529 ROYCROFT DR, WAKE FOREST, NC 27587-3563

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5205 BOGUE SOUND DR, EMERALD ISLE, NC 28594-3502

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTERET NC
Recording Date	Apr 26, 2024
Property Address	9918 MB DAVIS CT, EMERALD ISLE, NC 28594-2359
Document Number	0018250362
Book / Page	1825 / 362
Map Reference	MB 28 PG 892
Instrument Date	Apr 26, 2024
Instrument	1825362
Transaction Type	Transfer
Record Updated	Nov 24, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5205 BOGUE SOUND DR, EMERALD ISLE, NC 28594-3502

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTERET NC
Property Address	9918 MB DAVIS CT, EMERALD ISLE, NC 28594-2359
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0016280368
Date	Jan 29, 2019
Book Page	1628/368
Instrument	1628368

Lender

Name	UNITED STATES SMALL BUSINESS ADMIN
Type	Government Agency
Address	BIRMINGHAM, AL 35203

Agreement

Type	SBA Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Dec 04, 2033

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTERET NC
Recording Date	Mar 28, 2019
Property Address	9918 MB DAVIS CT, EMERALD ISLE, NC 28594-2359
Document Number	0016330250
Book / Page	001633 / 000250
Instrument Date	Mar 28, 2019
Transaction Type	Transfer
Record Updated	Apr 10, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$320.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9918 MB DAVIS CT EMERALD ISLE NC 285942359, EMERALD ISLE, NC 28594-2359

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTERET NC
Property Address	9918 MB DAVIS CT, EMERALD ISLE, NC 28594-2359
Document Number	0016250247
Instrument Date	Dec 03, 2018
Transaction Type	Mortgage
Record Updated	Jan 03, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 4788 EMERALD ISLE NC 285944788, EMERALD ISLE, NC 28594-4788

Mortgage

Document Number	0016250247
Date	Dec 12, 2018
Book Page	001625/000247

Lender

Name	US SMALL BUSN ADMN
Address	BIRMINGHAM, AL 35203

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 11, 2033

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTERET NC
Property Address	9918 MB DAVIS CT, EMERALD ISLE, NC 28594-2359
Document Number	0015960134
Book / Page	001596 / 000134
Instrument Date	Dec 28, 2017
Transaction Type	Mortgage
Record Updated	Jan 03, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	9918 MB DAVIS CT EMERALD ISLE NC 285942359, EMERALD ISLE, NC 28594-2359

Mortgage

Document Number	0015960134
Date	Dec 28, 2017
Book Page	001596/000134

Lender

Name	BRANCH BK&TR
Type	Bank
Address	CEDAR POINT, NC 28584-8023

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Carteret County records · Assessment roll updated November 24, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Carteret County
Municipality	Emerald Isle Town
Unified School District	Carteret County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,887.00 (-7.45%)	$440,872 (+21.51%) Land $286,200 Building $154,672	$440,872 (+21.51%) Land $286,200 Building $154,672
2023		$362,821 Land $173,398 Building $189,423	$362,821 Land $173,398 Building $189,423
2022	$2,039.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Carteret County (37031C), updated January 17, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370319709042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Cost	Premium on Record median of 604 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1,140 units insured 536 under condo master policies
Nearby Flood Claims	86 (1996–2024)
Claims Outside the SFHA	27 of 86
Most Recent Claim	Sep 2024, rainfall accumulation, Potential Tropical Cyclone Eight
Claims By Storm	Hurricane Florence, Sep 2018 · 68 claims Hurricane Irene, Aug 2011 · 2 claims Hurricane Ophelia, Sep 2005 · 4 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 123 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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