99174 Winchuck River Rd, Brookings, OR 97415 Property Records

Curry County property record for 99174 Winchuck River Rd, Brookings, OR 97415

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,712 sqft · built 1935
Lot Size	0.49 acres (21,344 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,251 (2026)
Deeds & Mortgages	Jul 2022 Mortgage May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4113-23CA-04000`

Property Details

APN / Parcel Number

Primary APN	`4113-23CA-04000`
Alternative APNs	`4113-23CA-04000-00` `R12751`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,712 sqft Living Area
Gross Area	2,482 sqft
1st Floor Area	1,712 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1975
Exterior Material	Stucco
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	21,344 sqft (0.49 acres)
Garage Type	Attached
Garage Area	770 sqft
Parking Spaces	3 Parking Spaces
Deck Area	523 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Account Number	R12751
Street Address	99174 WINCHUCK RIVER RD
City	BROOKINGS
State	OR
Zip	97415-9359
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC
Legal Range	13
Legal Township	41
Legal Section	23
Jurisdiction	CURRY OR
Township / Civil Division	HARBOR
Census Block Group	2
Census Block	2114
Census Tract	950401

Owner

99174 Winchuck River Rd is owned and occupied by two individuals who acquired it in January 2014.

Source: Curry County records, as of October 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	99174 WINCHUCK RIVER RD, BROOKINGS, OR 97415-9359
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2022	Deed of Trust, Mortgage ROGUE FCU
May 3, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jan 1, 2014
Transfer Doc	201401001
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CURRY OR
Property Address	99174 WINCHUCK RIVER RD, BROOKINGS, OR 97415-9359
Transaction Type	Mortgage
Record Updated	Jul 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	99174 WINCHUCK RIVER RD, BROOKINGS, OR 97415-9359

Mortgage

Document Number	0202202464
Date	Jul 7, 2022
Instrument	2022-02464

Lender

Name	ROGUE FCU
Type	Credit Union
Address	MEDFORD, OR 97501

Agreement

Amount	Amount on Record
Term	240 Months
Due	Jul 28, 2042

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CURRY OR
Property Address	99174 WINCHUCK RIVER RD, BROOKINGS, OR 97415-9359
Transaction Type	Mortgage
Record Updated	May 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202102216
Date	May 3, 2021
Instrument	2021-02216

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	308 Months
Due	Jan 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 99174 Winchuck River Rd was $1,251, up 3% from the year before.

Source: Curry County assessment roll, as of October 22, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Curry County
Unified School District	Brookings-Harbor School District 17 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,251.00 (+2.96%)	$211,280 (+3%)	$454,500 (+16.05%) Land $299,430 Building $155,070
2025	$1,215.00	$205,130	$391,650 Land $233,710 Building $157,940
2023	$1,145.00 (+3.06%)	$193,360 (+3%)	$392,030 (+5.18%) Land $257,780 Building $134,250
2022	$1,111.00	$187,730	$372,730 Land $236,120 Building $136,610

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 99174 Winchuck River Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 3, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 99174 Winchuck River Rd is high, ranking above 87% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 87% of the US · above 67% of Oregon
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARBOR WATER PUD serves 3,150 people · EPA ID OR4100150
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Beacon Broadband Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
600Amps Internet Services Fixed Wireless	200 / 100

Cell Coverage

5G and 4G LTE (outdoors only)

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