9915 Howard St, Lamont, CA 93241 Property Records

Kern County property record for 9915 Howard St, Lamont, CA 93241

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,600 sqft · built 1978
Lot Size	0.153 acres (6,683 sqft)
Owner	2 Individual Names on Record
Last Sale	$78,500 (Apr 1995)
Tax Bill	$2,027 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Jul 2021 Mortgage + 2 more
Flood Zone	Zone AO (high risk)
APN	`186-292-02-5`

Property Details

APN / Parcel Number

Primary APN	`186-292-02-5`
Alternative APNs	`186-292-02-00-0` `1862920200` `18629202`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,600 sqft Living Area
Gross Area	2,260 sqft
1st Floor Area	1,096 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Construction Type	Frame
Lot Area	6,683 sqft (0.153 acres)
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	156 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	186292025
Street Address	9915 HOWARD ST
City	LAMONT
State	CA
Zip	93241-1311
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 3758 , BLOCK , LOT 38
Legal Subdivision	TRACT NO . 3758
Legal Tract	3758
Legal Block	2
Legal Lot Number	38
Jurisdiction	KERN CA
Township / Civil Division	ARVIN-LAMONT
Census Block Group	2
Census Block	2001
Census Tract	6403

Owner

Source: Kern County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9915 HOWARD ST, LAMONT, CA 93241-1311
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2026	Deed of Trust, Mortgage · FHA Mortgage GOODLEAP LLC
Jul 9, 2021	Deed of Trust, Mortgage · FHA Mortgage PLANET HOME LENDING LLC
Oct 5, 2022	Deed of Trust, Mortgage · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Apr 22, 2022	Deed of Trust, Mortgage · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 11, 1995 · Amount on Record
Deed Sale	Apr 11, 1995 · Amount on Record
Prior Sale	Jan 20, 1995
Deed Document Number	199544046
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Recording Date	Apr 23, 2026
Property Address	9915 HOWARD ST, LAMONT, CA 93241-1311
Document Number	0000045677
Instrument Date	Apr 13, 2026
Instrument	202645677
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE CONNECTION, TITLE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	9915 HOWARD ST, LAMONT, CA 93241-1311

Mortgage

Document Number	0000045677,
Date	Apr 23, 2026
Instrument	202645677

Lender

Name	GOODLEAP LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.11%
Max Rate	-1%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	9915 HOWARD ST, LAMONT, CA 93241-1311
Transaction Type	Mortgage
Record Updated	Nov 7, 2022
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9915 HOWARD ST, LAMONT, CA 93241-1311

Mortgage

Document Number	0000128757
Date	Jul 9, 2021
Instrument	221128757

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company
Address	MERIDEN, CT 06450

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	9915 HOWARD ST, LAMONT, CA 93241-1311
Transaction Type	Mortgage
Record Updated	Nov 7, 2022
Title Company	VANTAGE POINT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9915 HOWARD ST, LAMONT, CA 93241-1311

Mortgage

Document Number	0000150967
Date	Oct 5, 2022
Instrument	222150967

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	355 Months
Due	May 1, 2052

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	9915 HOWARD ST, LAMONT, CA 93241-1311
Transaction Type	Mortgage
Record Updated	May 2, 2022
Title Company	VANTAGE PT TITLE INC, VANTAGE POINT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9915 HOWARD ST, LAMONT, CA 93241-1311

Mortgage

Document Number	0000062818
Date	Apr 22, 2022
Instrument	222062818

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

Tax Assessment & Valuation

Source: Kern County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Kern County
Secondary School District	Kern High School District (09 - 12)
Elementary School District	Lamont Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$134,459 (+2%) Land $22,254 Building $112,205
2025	$2,027.00 (+5.85%) Homeowner's exemption	$131,823 (+4.04%) Land $21,818 Building $110,005
2024	$1,915.00 (-0.62%)
2023	$1,927.00 (+3.99%) Homeowner's exemption	$126,707 Land $20,972 Building $105,735
2022	$1,853.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AO high risk · sheet flow 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 32 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	32 in force
Nearby Flood Claims	1 (1983)
Most Recent Claim	Mar 1983 · Coastal Storms, Floods, Slides & Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAMONT PUBLIC UTILITY DIST serves 19,057 people · EPA ID CA1510012
Water Source	Groundwater
Last State Inspection	Nov 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Arsenic resolved · Jul 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 579 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Applied Technology Group Fixed Wireless	500 / 500
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20

May also be available: GeoLinks.

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