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9915 E Villa Cir, Vero Beach, FL 32966 Property Records

Indian River County property record for 9915 E Villa Cir, Vero Beach, FL 32966

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,656 sqft · built 2008
Lot Size0.07 acres (3,049 sqft)
Owner2 Individual Names on File
Last Sale$123,000 (Nov 2015)
Tax Bill$1,702 (2025)
Deeds & MortgagesSep 2026 Mortgage
Dec 2019 Mortgage
+ 1 more
Flood ZoneZone A (high risk)
APN33-38-09-00002-0000-00194.0

Property Details

APN / Parcel Number

Primary APN33-38-09-00002-0000-00194.0
Alternative APN
  • 62947

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms5 Rooms
Stories2 Stories
Building Area1,656 sqft Living Area
Gross Area1,920 sqft
1st Floor Area900 sqft
2nd Floor Area756 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Architectural StyleCustom Design
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialOther
Lot Area3,049 sqft (0.07 acres)
Lot Dimensions131 ft deep x 24 ft wide
View / LotInterior
Garage TypeAttached
Garage Area264 sqft
DrivewayBrick Driveway
Driveway Area440 sqft
PorchOpen Porch
Porch Area25 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address9915 E VILLA CIR
CityVERO BEACH
StateFL
Zip32966-3141
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRM-6
Legal DescriptionVERONA TRACE & THE VILLAS AT VERONA TRACE LOT 194 PBI 20-69 & PBI 22-16
Legal Range38E
Legal Township33S
Legal Section09
Legal SubdivisionVERONA TRACE SUB & THE VILLAS AT VERONA
Legal Lot Number194
JurisdictionINDIAN RIVER FL
Township / Civil DivisionFELLSMERE
Census Block Group2
Census Block2083
Census Tract50908

Owner

9915 E Villa Cir is owned and occupied by two individuals who bought it in November 2015.

Source: Indian River County records, as of September 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address9915 E VILLA CIR, VERO BEACH, FL 32966-3141
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 1, 2026Deed of Trust, Mortgage · FHA Mortgage
ROUNDPOINT MORTGAGE COMPANY
Dec 31, 2019Deed of Trust, Mortgage · Conventional Mortgage
ACADEMY MORTGAGE CORP
Nov 4, 2021Deed of Trust, Mortgage · Conventional Mortgage
NATIONSTAR MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 17, 2015 · Amount on File
Deed SaleNov 17, 2015 · Amount on File
Prior SaleApr 21, 2009 · Amount on File
Deed Document Number201568754
Deed Book / Page2892 / 1288
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionINDIAN RIVER FL
Recording DateSep 1, 2026
Property Address9915 E VILLA CIR, VERO BEACH, FL 32966-3141
Document Number0000041729
Book / Page3885 / 2383
Instrument DateAug 25, 2026
Instrument202641729
Transaction TypeMortgage
Record UpdatedSep 11, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address9915 E VILLA CIR, VERO BEACH, FL 32966-3141

Mortgage

Document Number0000041729,
DateSep 1, 2026
Book Page3885/2383
Instrument202641729
Lender
NameROUNDPOINT MORTGAGE COMPANY
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2056
Interest
Max Rate-1%

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionINDIAN RIVER FL
Property Address9915 E VILLA CIR, VERO BEACH, FL 32966-3141
Transaction TypeMortgage
Record UpdatedJul 28, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0032660407
DateDec 31, 2019
Book Page3266/0407
Instrument3120190075807
Lender
NameACADEMY MORTGAGE CORP
TypeMortgage Company
AddressDRAPER, UT 84020
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2050

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionINDIAN RIVER FL
Property Address9915 E VILLA CIR, VERO BEACH, FL 32966-3141
Transaction TypeMortgage
Record UpdatedJul 28, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address9915 E VILLA CIR, VERO BEACH, FL 32966-3141

Mortgage

Document Number0034801132
DateNov 4, 2021
Book Page3480/1132
Instrument3120210076879
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueNov 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 9915 E Villa Cir was $1,702 with a homeowner's exemption.

Source: Indian River County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyIndian River County
Unified School DistrictIndian River County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,702.00 Homeowner's exemption$132,312$228,640 Land $12,750 Building $215,890
2023$1,362.00 (+3.42%)$124,838 (+3%)$259,516 (+20.19%) Land $12,750 Building $246,766
2022$1,317.00$121,202$215,926 Land $12,750 Building $203,176

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9915 E Villa Cir in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 124 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies124 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9915 E Villa Cir is moderate, ranking above 58% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 58% of the US · lower than 68% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIAN RIVER COUNTY UTILITIES (2 WTPS)
serves 126,893 people · EPA ID FL3314052
Water SourceGroundwater
Last State InspectionJun 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting14
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
AT&T
Fiber		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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