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9915 Cardoza Dr, Santee, CA 92071 Property Records

San Diego County property record for 9915 Cardoza Dr, Santee, CA 92071

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,608 sqft · built 1971
Lot Size0.17 acres (7,400 sqft)
Owner2 Individual Names on Record
Last Sale$380,000 (Jan 2013)
Tax Bill$5,565 (2025)
Deeds & MortgagesApr 2017 Mortgage
Apr 2017 Loan Modification
Flood ZoneZone X (minimal risk)
APN381-320-85-00

Property Details

APN / Parcel Number

Primary APN381-320-85-00
Alternative APN
  • 3813205300

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,608 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1971
Lot Area7,400 sqft (0.17 acres)
View / LotGood
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Old Parcel Number3813205300
Street Address9915 CARDOZA DR
CitySANTEE
StateCA
Zip92071-1520
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLOT 159 (EX ST OP) TR 006727
Legal SubdivisionMAGNOLIA TERRACE
Legal Tract006727
Legal Block2
Legal Lot Number159
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2006
Census Tract16610

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address9915 CARDOZA DR, SANTEE, CA 92071-1520
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Apr 5, 2017Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV
Apr 1, 2017Loan Modification, Mortgage · FHA Mortgage
JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 7, 2013 · Amount on Record
Deed SaleJan 7, 2013 · Amount on Record
Prior SaleOct 11, 2012 · Amount on Record
Deed Document Number201311809
Prior Transfer DateAug 31, 2012
Prior Transfer Doc0000624475
Record UpdatedSep 20, 2026

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address9915 CARDOZA DR, SANTEE, CA 92071-1520
Document Number0000195242
Instrument DateApr 5, 2017
Transaction TypeMortgage
Record UpdatedNov 16, 2018
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address9915 CARDOZA DR SANTEE CA 920711520, SANTEE, CA 92071-1520

Mortgage

Document Number0000195242
DateMay 2, 2017
Instrument195242
Lender
NameHUD-HOUSING/URBAN DEV
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2047

April 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSAN DIEGO CA
Property Address9915 CARDOZA DR, SANTEE, CA 92071-1520
Document Number0000195251
Instrument DateApr 1, 2017
Transaction TypeMortgage
Record UpdatedMay 9, 2017
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address9915 CARDOZA DR SANTEE CA 920711520, SANTEE, CA 92071-1520

Mortgage

Document Number0000195251
DateMay 2, 2017
Instrument195251
Lender
NameJP MORGAN CHASE BK
TypeBank
AddressMONROE, LA 71203
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2047
Interest
Rate TypeFixed Rate
Rate3.37%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalitySantee City
Secondary School DistrictGrossmont Union High School District (09 - 12)
Elementary School DistrictSantee School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$477,288 (+2%) Land $162,092 Building $315,196
2025$5,565.00 (+4.39%) Homeowner's exemption$467,930 (+4.04%) Land $158,914 Building $309,016
2023$5,331.00 (+0.76%) Homeowner's exemption$449,762 Land $152,745 Building $297,017
2022$5,291.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 52% of the US · lower than 69% of California
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPADRE DAM MWD
serves 93,980 people · EPA ID CA3710037
Water SourcePurchased surface water from several systems
Last State InspectionFeb 2022
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 634 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 100
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
AT&T
DSL		100 / 20

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