9915 86th St, Vero Beach, FL 32967 Property Records

Indian River County property record for 9915 86th St, Vero Beach, FL 32967

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,152 sqft · built 1985
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on Record
Last Sale	$279,900 (Jul 2023)
Tax Bill	$2,999 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Jul 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`31-38-28-00006-0060-00001.0`

Property Details

APN / Parcel Number

Primary APN	`31-38-28-00006-0060-00001.0`
Alternative APN	`27457`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,152 sqft Living Area
1st Floor Area	1,152 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1995
Architectural Style	Custom Design
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Retaining Wall
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,148 sqft (0.21 acres)
Lot Dimensions	130 ft deep x 71 ft wide
View / Lot	Corner

Exterior Amenities

Porch	Open Porch
Porch Area	88 sqft
Deck Area	175 sqft
Utility Building	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	9915 86TH ST
City	VERO BEACH
State	FL
Zip	32967-3306
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-3
Legal Description	VERO LAKE ESTATES UNIT I BLK F LOT 1 PBI 5-69
Legal Range	38E
Legal Township	31S
Legal Section	28
Legal Subdivision	VERO LAKE ESTATES UNIT I
Legal Block	F
Legal Lot Number	1
Legal Unit	1
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	FELLSMERE
Census Block Group	2
Census Block	2075
Census Tract	50903

Owner

Source: Indian River County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	9915 86TH ST, VERO BEACH, FL 32967-3306
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2025	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW COMMUNITY CAPITAL LLC
Jul 7, 2023	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Apr 26, 2022	Warranty Deed, Transfer LANDCASTLE TITLE GROUP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 7, 2023 · Amount on Record
Deed Sale	Jul 7, 2023 · Amount on Record
Prior Sale	Apr 26, 2022 · Amount on Record
Deed Document Number	202334305
Deed Book / Page	3634 / 388
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIAN RIVER FL
Property Address	9915 86TH ST, VERO BEACH, FL 32967-3306
Transaction Type	Mortgage
Record Updated	Oct 21, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9915 86TH ST, VERO BEACH, FL 32967-3306
Investor	Possibly a Property Investor

Mortgage

Document Number	0038061703
Date	Sep 25, 2025
Book Page	3806/1703
Instrument	3120250047621

Lender

Name	LAKEVIEW COMMUNITY CAPITAL LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Jul 7, 2023
Property Address	9915 86TH ST, VERO BEACH, FL 32967-3306
Document Number	0036340388
Book / Page	3634 / 388
Map Reference	MB 5 PG 69
Instrument Date	Jul 5, 2023
Instrument	3120230034305
Transaction Type	Transfer
Record Updated	Sep 8, 2023
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,959.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3665 3RD PL, VERO BEACH, FL 32968-1908

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9915 86TH ST, VERO BEACH, FL 32967-3306

Mortgage

Document Number	0036340390
Date	Jul 7, 2023
Book Page	3634/390
Instrument	3120230034306

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Apr 26, 2022
Property Address	9915 86TH ST, VERO BEACH, FL 32967-3306
Document Number	0035341048
Book / Page	3534 / 1048
Map Reference	MB 5 PG 69
Instrument Date	Apr 25, 2022
Instrument	3120220026710
Transaction Type	Transfer
Record Updated	May 6, 2022
Title Company	LANDCASTLE TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Tax	$819.00
Amount Accuracy	Rounded by County
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8306 93RD AVE, 8306, VERO BEACH, FL 32967-3796

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3665 3RD PL, VERO BEACH, FL 32968-1908

Tax Assessment & Valuation

Source: Indian River County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,999.00 (+94.24%) Homeowner's exemption	$221,934 (+131.78%) Land $23,537 Building $198,397	$221,934 (+131.78%) Land $23,537 Building $198,397
2023	$1,544.00 (+348.84%)	$95,753 (+170.05%) Land $23,537 Building $72,216	$95,753 (-18.28%) Land $23,537 Building $72,216
2022	$344.00	$35,457	$117,166 Land $19,312 Building $97,854

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 249 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	249 in force
Nearby Flood Claims	24 (1994–2017)
Claims Outside the SFHA	16 of 24
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Tropical Storm Fay, Aug 2008 · 3 claims Hurricane Frances, Sep 2004 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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